287 Crest Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 287 Crest Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,122 sqft · built 1995
Lot Size	0.513 acres (22,346 sqft)
Owner	Individual Name on File
Last Sale	$687,500 (Sep 2025)
Tax Bill	$8,214 (2025)
Deeds & Mortgages	Jul 2022 Sale
Flood Zone	Zone AE (high risk)
APN	`28-2S-21-42281-000-0070`

Property Details

APN / Parcel Number

Primary APN	`28-2S-21-42281-000-0070`
Alternative APNs	`28-221-42281-000-0070` `1060297`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,122 sqft Living Area
Gross Area	3,078 sqft
1st Floor Area	2,122 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	22,346 sqft (0.513 acres)
Lot Dimensions	287 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	528 sqft
Porch	Finished Screened Porch
Porch Area	428 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	287 CREST DR
City	MIRAMAR BEACH
State	FL
Zip	32550-3929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BAYS
Legal Description	A PORTION OF LOT 10 GOVT S/D DESC AS COM SE/C GOVT LOT 10 N88 DEG 24 00 W 94.90 FT TO POB CONT N88 DEG 24 00 W 78.41 FT N01 DEG 15 00 E 292 FT TO MHW LINE OF BAY ELY ALONG BAY 79 FT S01 DEG 15 00 W 282 FT TO POB *SLY 16.5 FT SUBJECT TO EASE) OR 1209-
Legal Range	021
Legal Township	02S
Legal Section	28
Legal Subdivision	GOVT S/D
Legal Lot Number	10
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1002
Census Tract	950608

Owner

Source: Walton County records · APN 28-2S-21-42281-000-0070

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4732 PAPAYA PARK, DESTIN, FL 32541-4788
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 03, 2025 · Amount on Record
Deed Sale	Sep 03, 2025 · Amount on Record
Prior Sale	Sep 03, 2025 · Amount on Record
Deed Document Number	202531579
Deed Book / Page	3369 / 3668
Prior Transfer Date	Oct 04, 2011
Prior Transfer Doc	0028752341
Record Updated	Jun 08, 2026

July 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	WALTON FL
Recording Date	Jul 01, 2022
Property Address	287 CREST DR, MIRAMAR BEACH, FL 32550-3929
Document Number	0032582530
Book / Page	3258 / 2530
Instrument Date	Jun 30, 2022
Instrument	20220030751
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 CREST DR, MIRAMAR BEACH, FL 32550-3929

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,214.00 (+95.34%)	$909,154 (-1.51%) Land $392,488 Building $516,666	$909,154 (-1.51%) Land $392,488 Building $516,666
2024	$4,205.00 (+3.8%)
2023	$4,051.00 (+1.22%) Homeowner's exemption	$923,064 (+4.14%) Land $392,488 Building $530,576	$923,064 (+4.14%) Land $392,488 Building $530,576
2022	$4,002.00 Homeowner's exemption	$886,327 Land $414,915 Building $471,412	$886,327 Land $414,915 Building $471,412

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: LiveOak Fiber.

Based on FCC filings for 82 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.