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229 Crest Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 229 Crest Dr, Miramar Beach, FL 32550 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,195 sqft · built 1997
Lot Size0.583 acres (25,395 sqft)
OwnerCompany Name on File
Last Sale$1,750,000 (Apr 2024)
Tax Bill$12,215 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Mar 2022 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN28-2S-21-42281-000-0030

Property Details

APN / Parcel Number

Primary APN28-2S-21-42281-000-0030
Alternative APNs
  • 28-221-42281-000-0030
  • 1060293

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,195 sqft Living Area
Gross Area4,437 sqft
1st Floor Area3,195 sqft
FlooringTile
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2015
Exterior MaterialWood
Construction TypeFrame
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area25,395 sqft (0.583 acres)
Lot Dimensions322 ft deep x 79 ft wide
Garage TypeAttached
Garage Area480 sqft

Exterior Amenities

PorchFinished Screened Porch
Porch Area642 sqft
Deck AreaDeck Area
Patio Area120 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address229 CREST DR
CityMIRAMAR BEACH
StateFL
Zip32550-3929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA PORTION OF LOT 9 GOVT S/D DESC AS: COM SE/C GOVT LOT 10 SEC 28-2S-21W,N 88 DEG 24'00W 330.13FT TO SW/C GOV LOT 10 (SE/C GOV LOT 9) CONT N 88 DEG 24'00W 78.41FT TO POB;CONT N N 88 DEG 24'00W 78.41FT,N 01 DEG 15'00E 328FT MOL TO MEAN HIGH WATER LN OF
Legal Range021
Legal Township02S
Legal Section28
Legal SubdivisionGOVT S/D
Legal Lot Number9,10
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1002
Census Tract950608

Owner

Source: Walton County records · APN 28-2S-21-42281-000-0030

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address878 ROBERTS RD, TAYLORSVILLE, KY 40071-9208
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Mar 30, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
LOANSTEADY LLC
Nov 03, 2020Warranty Deed, Transfer · Conventional Mortgage
PROGRESS BANK & TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 19, 2024 · Amount on Record
Deed SaleApr 19, 2024 · Amount on Record
Prior SaleNov 03, 2020 · Amount on Record
Deed Document Number202413653
Deed Book / Page3322 / 708
Prior Transfer DateMar 22, 2022
Prior Transfer Doc0032453190
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address229 CREST DR, MIRAMAR BEACH, FL 32550-3929
Transaction TypeMortgage
Record UpdatedDec 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address229 CREST DR, MIRAMAR BEACH, FL 32550-3929

Mortgage

Document Number0032734211
DateNov 23, 2022
Book Page3273/4211
Instrument20220050990
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 02, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWALTON FL
Recording DateMar 30, 2022
Property Address229 CREST DR, MIRAMAR BEACH, FL 32550-3929
Document Number0032453190
Book / Page3245 / 3190
Instrument DateMar 22, 2022
Instrument20220015064
Transaction TypeTransfer
Record UpdatedApr 13, 2022
Title CompanyAMROCK INC, AMROCK LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address229 CREST DR, MIRAMAR BEACH, FL 32550-3929

Mortgage

Document Number0032453193
DateMar 30, 2022
Instrument3245/3193
Lender
NameLOANSTEADY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateNov 03, 2020
Property Address229 CREST DR, MIRAMAR BEACH, FL 32550-3929
Document Number0031671675
Book / Page3167 / 1675
Instrument DateOct 30, 2020
Instrument20200044576
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyBRADLEY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,350.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address229 CREST DR, 229, MIRAMAR BEACH, FL 32550-3929

Transferred To (Grantee/Buyer)

NameVerified Name
Address2280 CLIFF ROAD, BOLIVAR, TN 38008-3818

Mortgage

Document Number0031671676
DateNov 03, 2020
Instrument3167/1676
Lender
NamePROGRESS BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateNov 01, 2025
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change6.75%
Index1-Year LIBOR
Max Rate10.5%

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,215.00 (+9.6%)$1,351,895 (+14.45%) Land $413,789 Building $938,106$1,351,895 (+14.45%) Land $413,789 Building $938,106
2024$11,145.00 (+7.32%)
2023$10,385.00 (+0.3%) Homeowner's exemption$1,181,219 (+2.23%) Land $413,789 Building $767,430$1,181,219 (+2.23%) Land $413,789 Building $767,430
2022$10,354.00 Homeowner's exemption$1,155,428 Land $459,306 Building $696,122$1,155,428 Land $459,306 Building $696,122

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation7.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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