Cass County property record for 32680 Haley Rd, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,106 sqft · built 1978 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $15,051 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-130-353-086-01 |
| Primary APN | 14-130-353-086-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,106 sqft Building Perimeter |
| 1st Floor Area | 2,014 sqft |
| Basement Area | 2,014 sqft |
| Unfinished Basement | 2,014 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Condo/Apartment |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Area | 1,048 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 32680 HALEY RD |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-8515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 433-531 391-822 528-923 1737 LOT 86 SISTER-CABLE LAKE SHORES NO 3. ALSO COM AT NE COR LOT 86, TH N 88 DEG 13'51W 212.56 FT, |
| Legal Subdivision | SISTER CABLE LAKE SHORES #3 |
| Legal Lot Number | 86 |
| Legal Unit | 8 |
| Jurisdiction | CASS MI |
| Township / Civil Division | SILVER CREEK |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1902 |
32680 Haley Rd, a single family home, is owned by two individuals.
Source: Cass County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 263 MIDDAUGH RD, CLARENDON HILLS, IL 60514-1066 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 32680 HALEY RD, DOWAGIAC, MI 49047-8515 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1193/1502 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 1193/1502 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.12% |
| Index | 1-Year LIBOR |
| Max Rate | 7.12% |
The 2025 property tax bill for 32680 Haley Rd was $15,051.
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Silver Creek Township |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $581,700 (+10.02%) Land $581,700 | $1,163,400 (+10.02%) Land $1,163,400 | |
| 2025 | $15,051.00 | $528,700 Land $528,700 | $1,057,400 Land $1,057,400 |
| 2023 | $423,700 | $847,400 | |
| 2022 | $12,950.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32680 Haley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 5 (2015–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32680 Haley Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Sister Lakes Cable Fiber | 2,048 / 1,024 |
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
5G (outdoors only) and 4G LTE
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