32707 Haley Rd, Dowagiac, MI 49047 Property Records

Cass County property record for 32707 Haley Rd, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,200 sqft
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$171,000 (Aug 2019)
Tax Bill	$3,973 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-130-353-090-00`

Property Details

APN / Parcel Number

Primary APN	`14-130-353-090-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,200 sqft Building Perimeter
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Architectural Style	Condo/Apartment
Lot Area	10,890 sqft (0.25 acres)
Garage Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	32707 HALEY RD
City	DOWAGIAC
State	MI
Zip	49047-8513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	518-482 1738-B 5S-16W LOT 90 SISTER-CABLE LAKE SHORES NO 3.
Legal Subdivision	SISTER-CABLE LAKE SHORES #3
Legal Lot Number	90
Legal Unit	10
Jurisdiction	CASS MI
Township / Civil Division	SILVER CREEK
Census Block Group	1
Census Block	1015
Census Tract	1902

Owner

32707 Haley Rd is owned and occupied by an individual who bought it in August 2019.

Source: Cass County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	32707 HALEY RD, DOWAGIAC, MI 49047-8513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Aug 28, 2019	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2019 · Amount on File
Deed Sale	Aug 28, 2019 · Amount on File
Deed Book / Page	1159 / 1623
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	32707 HALEY RD, DOWAGIAC, MI 49047-8513
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01173/1406
Date	Jun 1, 2020
Book Page	1173/1406

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Aug 28, 2019
Property Address	32707 HALEY RD, DOWAGIAC, MI 49047-8513
Document Number	01159/1623
Book / Page	1159 / 1623
Map Reference	LB 1-I PG 415
Instrument Date	Aug 8, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MTC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32707 HALEY RD, DOWAGIAC, MI 49047-8513

Mortgage

Document Number	0011591626
Date	Aug 28, 2019
Instrument	1159/1626

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 32707 Haley Rd was $3,973.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Silver Creek Township
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,400 (+13.65%) Land $122,400	$244,800 (+13.65%) Land $244,800
2025	$3,973.00	$107,700 Land $107,700	$215,400 Land $215,400
2023		$101,400	$202,800
2022	$3,474.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32707 Haley Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2015–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32707 Haley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sister Lakes Cable Fiber	2,048 / 1,024
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Haley Rd

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