3231 Oneal Ct, Mobile, AL 36695 Property Records

Mobile County property record for 3231 Oneal Ct, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,887 sqft · built 2007
Lot Size	0.28 acres (12,230 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,900 (Feb 2021)
Tax Bill	$1,362 (2025)
Deeds & Mortgages	Jul 2022 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R023402100000007168`

Property Details

APN / Parcel Number

Primary APN	`R023402100000007168`
Alternative APNs	`34 02 10 0 000 007.168` `03436320` `3436320`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,887 sqft Living Area
1st Floor Area	2,590 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,230 sqft (0.28 acres)
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	237 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3436320
Street Address	3231 ONEAL CT
City	MOBILE
State	AL
Zip	36695-8765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 O'NEAL PLACE MBK 106 PG 119 #SEC 10 T5S R3W #MP34 02 10 0 000
Legal Range	05S
Legal Township	05S
Legal Section	10
Legal Subdivision	ONEAL PLACE
Legal Lot Number	8
Jurisdiction	MOBILE AL
Township / Civil Division	GRAND BAY
Census Block Group	2
Census Block	2004
Census Tract	6503

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3231 ONEAL CT, MOBILE, AL 36695-8765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 30, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 8, 2021	Intrafamily Transfer, Transfer
Feb 11, 2021	Warranty Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2021 · Amount on Record
Deed Sale	Feb 11, 2021 · Amount on Record
Prior Sale	Feb 3, 2006
Deed Document Number	20218812
Last Transfer Date	Jun 7, 2021
Transfer Doc	0000037026
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3231 ONEAL CT, MOBILE, AL 36695-8765
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 ONEAL CT, MOBILE, AL 36695-8765

Mortgage

Document Number	0000048949
Date	Jul 22, 2022
Instrument	2022048949

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Mar 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3231 ONEAL CT, MOBILE, AL 36695-8765
Transaction Type	Mortgage
Record Updated	Jun 29, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 ONEAL CT, MOBILE, AL 36695-8765

Mortgage

Document Number	0000032939
Date	May 30, 2023
Instrument	2023032939

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Mar 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MOBILE AL
Recording Date	Jun 8, 2021
Property Address	3231 ONEAL CT, MOBILE, AL 36695-8765
Document Number	0000037026
Map Reference	MB 106 PG 119
Instrument Date	Jun 7, 2021
Instrument	2021037026
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3231 ONEAL CT, MOBILE, AL 36695-8765

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Feb 11, 2021
Property Address	3231 ONEAL CT, MOBILE, AL 36695-8765
Document Number	0000008812
Map Reference	MB 106 PG 119
Instrument Date	Feb 4, 2021
Instrument	2021008812
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	AUSTIN TITLE, ATC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4968 MEADOW LN, MARIETTA, GA 30068-4600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3731 ONEAL CT, MOBILE, AL 36695

Mortgage

Document Number	0000008813
Date	Feb 11, 2021
Instrument	2021008813

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,362.00 (-6.58%) Homeowner's exemption	$29,470 (-6.3%) Land $4,000 Building $25,470	$294,700 (-6.3%) Land $40,000 Building $254,700
2024	$1,458.00 (+13.64%) Homeowner's exemption	$31,450 (+13.05%) Land $3,750 Building $27,700	$314,500 (+13.05%) Land $37,500 Building $277,000
2023	$1,283.00 (-1%) Homeowner's exemption	$27,820 (-1%) Land $3,750 Building $24,070	$278,200 (-1%) Land $37,500 Building $240,700
2022	$1,296.00 Homeowner's exemption	$28,100 Land $3,750 Building $24,350	$281,000 Land $37,500 Building $243,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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