Lapeer County property record for 3260 Merwin Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,082 sqft · built 2019 |
| Lot Size | 10.1 acres (439,956 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $593,000 (Aug 2023) |
| Tax Bill | $5,943 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-025-014-00 |
| Primary APN | 008-025-014-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,082 sqft Living Area |
| 1st Floor Area | 2,082 sqft |
| Basement Area | 2,082 sqft |
| Flooring | Carpet |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 439,956 sqft (10.1 acres) |
| Garage Area | 676 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3260 MERWIN RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-9747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 08 42 012 000 00 SEC 25 T7N R9E BEG S 88 DEG 44' 40 E 2492.95 FT FROM THE W 1/4 COR OF SEC, TH S 88 DEG 44' 40 E 124.82 FT, |
| Legal Range | 09E |
| Legal Township | 07N |
| Legal Section | 25 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ELBA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 336000 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3260 MERWIN RD, LAPEER, MI 48446-9747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage AFI FINANCIAL INC |
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Aug 22, 2019 | Deed of Trust, Mortgage LAKE MI CU |
| Oct 15, 2018 | Warranty Deed, Transfer COMMUNITY FIRST TITLE, COMMUNITY FIRST TITLE AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2023 · Amount on Record |
| Deed Sale | Aug 31, 2023 · Amount on Record |
| Prior Sale | Oct 15, 2018 · Amount on Record |
| Deed Book / Page | 3365 / 898 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Aug 31, 2023 |
| Property Address | 3260 MERWIN RD, LAPEER, MI 48446-9747 |
| Document Number | 0033650898 |
| Book / Page | 3365 / 898 |
| Instrument Date | Aug 25, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2023 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,447.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3260 MERWIN RD, LAPEER, MI 48446-9747 |
| Name | Verified Name |
|---|---|
| Address | 2495 CLARK RD, LAPEER, MI 48446-9435 |
| Document Number | 0003365900 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 3365/900 |
| Name | AFI FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 3260 MERWIN RD, LAPEER, MI 48446-9747 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST CENTENNIAL TTL AGCY IN |
| Name | Verified Name |
|---|
| Document Number | 0031130493 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 3113/493 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 3260 MERWIN RD, LAPEER, MI 48446-9747 |
| Document Number | 0030430230 |
| Instrument Date | Aug 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | FIRST CENTENNIAL TITLE AGENCY IN, FIRST CENTENNIAL TITLE AGCY IN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3260 MERWIN RD LAPEER MI 48446, LAPEER, MI 48446 |
| Document Number | 0030430230 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 003043/000230 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 25, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Oct 15, 2018 |
| Property Address | 3260 MERWIN RD, LAPEER, MI 48446-9747 |
| Document Number | 0029890839 |
| Book / Page | 002989 / 000839 |
| Instrument Date | Oct 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2018 |
| Title Company | COMMUNITY FIRST TITLE, COMMUNITY FIRST TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $558.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1359 BETH LN ORTONVILLE MI 484629752, ORTONVILLE, MI 48462-9752 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Elba Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282,300 (+5.73%) | $564,600 (+5.73%) | |
| 2025 | $5,943.00 (+36.78%) Homeowner's exemption | $267,000 (+11.02%) | $534,000 (+11.02%) |
| 2023 | $240,500 | $481,000 | |
| 2022 | $4,345.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Bitwise Fixed Wireless | 25 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures