Lapeer County property record for 3227 Merwin Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,084 sqft · built 1973 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,534 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-025-038-00 |
| Primary APN | 008-025-038-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,084 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 468 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Area | 676 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3227 MERWIN RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-9747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 08 42 402 000 00 SEC 25 T7N R9E THE E 165 FT OF W 365 FT OF N 660 FT OF SE 1/4. 2.50 A. |
| Legal Range | 09E |
| Legal Township | 07N |
| Legal Section | 25 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ELBA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 336000 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3227 MERWIN RD, LAPEER, MI 48446-9747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jun 29, 2026 |
| Property Address | 3227 MERWIN RD, LAPEER, MI 48446-9747 |
| Document Number | 3527000975 |
| Book / Page | 3527 / 975 |
| Instrument Date | Jun 18, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3227 MERWIN RD, LAPEER, MI 48446-9747 |
| Document Number | 3527000975, |
|---|---|
| Date | Jun 29, 2026 |
| Book Page | 3527/975 |
| Name | GOODLEAP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.85% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Elba Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,200 (+0.72%) | $196,400 (+0.72%) | |
| 2025 | $1,534.00 (+15.08%) Homeowner's exemption | $97,500 (+4.73%) | $195,000 (+4.73%) |
| 2023 | $93,100 | $186,200 | |
| 2022 | $1,333.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Bitwise Fixed Wireless | 25 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
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