3199 Merwin Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 3199 Merwin Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1987
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Tax Bill	$1,971 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`008-025-044-00`

Property Details

APN / Parcel Number

Primary APN	`008-025-044-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,200 sqft Living Area
1st Floor Area	1,116 sqft
Basement Area	1,116 sqft
Flooring	Carpet

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	108,900 sqft (2.5 acres)
Garage Area	768 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3199 MERWIN RD
City	LAPEER
State	MI
Zip	48446-7801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	08 42 408 000 00 SEC 25 T7N R9E COM N 89 DEG 31' E 530 FT FROM CENTER OF SEC, TH N 89 DEG 31' E 165 FT, TH S 660 FT, TH S 89
Legal Range	09E
Legal Township	07N
Legal Section	25
Legal Subdivision	PINECREEK ACRES SUB
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	3
Census Block	3006
Census Tract	336000

Owner

Source: Lapeer County records · APN 008-025-044-00

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3199 MERWIN RD, LAPEER, MI 48446-7801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 03, 2019	Warranty Deed, Transfer · FHA Mortgage CASON HM LNS
Aug 03, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 07, 2011
Transfer Doc	0025240628
Record Updated	Sep 20, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Dec 03, 2019
Property Address	3199 MERWIN RD, LAPEER, MI 48446-7801
Document Number	0030650837
Book / Page	003065 / 000837
Instrument Date	Nov 26, 2019
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1835 UNIVERSITY AVE LINCOLN PARK MI 481461337, LINCOLN PARK, MI 48146-1337

Mortgage

Document Number	30650840
Date	Dec 03, 2019
Book Page	003065/000840

Lender

Name	CASON HM LNS
Type	Funding / Finance Company
Address	PALM BEACH GARDENS, FL 33408

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 02, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 03, 2018
Property Address	3199 MERWIN RD, LAPEER, MI 48446-7801
Document Number	0029760240
Book / Page	002976 / 000240
Instrument Date	Aug 01, 2018
Transaction Type	Transfer
Record Updated	Sep 11, 2018

Transaction

Amount	Amount Recorded
Tax	$905.66
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3199 MERWIN RD LAPEER MI 484467801, LAPEER, MI 48446-7801

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,200 (+1.83%)	$200,400 (+1.83%)
2025	$1,971.00 (+15.06%) Homeowner's exemption	$98,400 (+4.9%)	$196,800 (+4.9%)
2023		$93,800	$187,600
2022	$1,713.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Bitwise Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3

Based on FCC filings for 13 locations within half a mile of this property.

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