3295 Merwin Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 3295 Merwin Rd, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,968 sqft · built 1980
Lot Size20 acres (871,810 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Sep 2016)
Tax Bill$3,359 (2025)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN008-025-028-00

Property Details

APN / Parcel Number

Primary APN008-025-028-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,968 sqft Living Area
1st Floor Area1,344 sqft
Basement Area1,344 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area871,810 sqft (20 acres)
Garage Area620 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3295 MERWIN RD
CityLAPEER
StateMI
Zip48446-9747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionSEC 25 T7N R9E BEG S 87 DEG 12' 41 W 327.35 FT FROM THE CENTER COR OF SEC TO POB, TH CONTINUING S 87 DEG 12' 41 W 655.14 FT,
Legal Range09E
Legal Township07N
Legal Section25
JurisdictionLAPEER MI
Township / Civil DivisionELBA
Census Block Group3
Census Block3006
Census Tract336000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3295 MERWIN RD, LAPEER, MI 48446-9747
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2016 · Amount on Record
Deed SaleSep 9, 2016 · Amount on Record
Deed Book / Page2848 / 733
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address3295 MERWIN RD, LAPEER, MI 48446-9747
Transaction TypeMortgage
Record UpdatedJun 2, 2022
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3295 MERWIN RD, LAPEER, MI 48446-9747

Mortgage

Document Number0032900607
DateApr 28, 2022
Book Page3290/607
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionElba Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$203,800 (+1.65%)$407,600 (+1.65%)
2025$3,359.00 (+15.07%) Homeowner's exemption$200,500 (+6.14%)$401,000 (+6.14%)
2023$188,900$377,800
2022$2,919.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6
Bitwise
Fixed Wireless
25 / 5
AT&T
Fixed Wireless
25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Merwin Rd

Nearby Streets

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