326 Whitecliff Dr, Ellijay, GA 30540 Property Records

Gilmer County property record for 326 Whitecliff Dr, Ellijay, GA 30540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 2019
Lot Size	1.67 acres (73,181 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,873 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3046B 023`

Property Details

APN / Parcel Number

Primary APN	`3046B 023`
Alternative APN	`13207`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,144 sqft Heated Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Log Home
Exterior Material	Logs
Construction Type	Log
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	73,181 sqft (1.67 acres)
Porch	Open Porch
Patio Area	392 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13207
Street Address	326 WHITECLIFF DR
City	ELLIJAY
State	GA
Zip	30540-2459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 23 HARPER COVE
Legal Subdivision	HARPER COVE
Legal Lot Number	23
Jurisdiction	GILMER GA
Township / Civil Division	NORTH GILMER
Census Block Group	2
Census Block	2041
Census Tract	80200

Owner

326 Whitecliff Dr is held in a trust since July 2022.

Source: Gilmer County records, as of February 19, 2026

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	16343 MEREDREW LN, CLERMONT, FL 34711-6372
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2022
Deed Sale	Jul 13, 2022
Prior Sale	Apr 4, 2017
Deed Document Number	0000253060
Deed Book / Page	2291 / 393
Prior Transfer Date	Sep 21, 2020
Prior Transfer Doc	2020-002682
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Sep 21, 2020
Property Address	326 WHITECLIFF DR, ELLIJAY, GA 30540-2459
Document Number	002291/393
Book / Page	2291 / 393
Instrument Date	Sep 21, 2020
Instrument	2020-002682
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16343 MEREDREW LN, CLERMONT, FL 34711-6372

Mortgage

Document Number	0000002291/0000000394
Date	Sep 22, 2020
Book Page	0000002291/0000000394

Lender

Name	FIRST HOME BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 326 Whitecliff Dr was $2,873.

Source: Gilmer County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,873.00	$186,000 Land $20,160 Building $165,840	$465,000 Land $50,400 Building $414,600
2023	$2,850.00	$178,240 Land $16,120 Building $162,120	$445,600 Land $40,300 Building $405,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 326 Whitecliff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1994–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 326 Whitecliff Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 86% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber	2,500 / 2,500

Cell Coverage

4G LTE (outdoors only), no 5G reported

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