182 Whitecliff Dr, Ellijay, GA 30540 Property Records

Gilmer County property record for 182 Whitecliff Dr, Ellijay, GA 30540

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,381 sqft · built 1990
Lot Size	1.78 acres (77,537 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jan 2025)
Tax Bill	$1,846 (2025)
Deeds & Mortgages	Aug 2013 Mortgage Aug 2008 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`3046B 022`

Property Details

APN / Parcel Number

Primary APN	`3046B 022`
Alternative APN	`13206`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,381 sqft Heated Area
1st Floor Area	910 sqft
2nd Floor Area	64 sqft
Flooring	Softwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1996
Architectural Style	Log Home
Exterior Material	Logs
Construction Type	Log
Foundation Type	Masonry
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	77,537 sqft (1.78 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	280 sqft
Deck Area	32 sqft
Patio Area	374 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13206
Street Address	182 WHITECLIFF DR
City	ELLIJAY
State	GA
Zip	30540-0359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 22 HARPER COVE
Legal Subdivision	HARPER COVE
Legal Lot Number	22
Jurisdiction	GILMER GA
Township / Civil Division	NORTH GILMER
Census Block Group	2
Census Block	2041
Census Tract	80200

Owner

182 Whitecliff Dr is owned by an individual who bought it in January 2025.

Source: Gilmer County records, as of February 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2487 MACLAREN CIR, DUNWOODY, GA 30360-1629
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2013	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 25, 2008	Deed of Trust, Mortgage · Conventional Mortgage GOODMORTGAGE COM
Jan 24, 2025	Warranty Deed, Transfer · Conventional Mortgage RIVER CITY BANK
Oct 19, 2016	Warranty Deed, Transfer
Dec 9, 2013	Warranty Deed, Transfer
May 9, 2013	Warranty Deed, Transfer
Aug 22, 2008	Deed, Transfer
Jul 31, 2008	Deed, Transfer
Mar 3, 2006	Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2025 · Amount on File
Deed Sale	Jan 24, 2025 · Amount on File
Prior Sale	Oct 19, 2016 · Amount on File
Deed Document Number	0000273962
Deed Book / Page	2739 / 62
Record Updated	Jun 8, 2026

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	182 WHITECLIFF DR, ELLIJAY, GA 30540-0359
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00001825/1
Date	Aug 26, 2013
Book Page	1825/1
Instrument	005564

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2043

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	182 WHITECLIFF DR, ELLIJAY, GA 30540-0359
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001497/226
Date	Aug 25, 2008
Book Page	1497/226
Instrument	007191

Lender

Name	GOODMORTGAGE COM
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2038

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Jan 24, 2025
Property Address	182 WHITECLIFF DR, ELLIJAY, GA 30540-0359
Document Number	0002739/62
Book / Page	2739 / 62
Instrument Date	Jan 24, 2025
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	184 WHITECLIFF DR, ELLIJAY, GA 30540-0359
Investor	Possibly a Property Investor

Mortgage

Document Number	0000273964
Date	Jan 24, 2025
Instrument	2739/64

Lender

Name	RIVER CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2035

October 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Oct 19, 2016
Property Address	182 WHITECLIFF DR, ELLIJAY, GA 30540-0359
Document Number	002002/176
Book / Page	2002 / 176
Instrument Date	Oct 19, 2016
Instrument	2016-002569
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2487 MACLAREN CIR, DUNWOODY, GA 30360-1629

December 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Dec 9, 2013
Property Address	182 WHITECLIFF DR, ELLIJAY, GA 30540-0359
Document Number	0001845/98
Book / Page	1845 / 98
Instrument Date	Dec 9, 2013
Instrument	2013-003019
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 AUTUMN CHASE CT SW, MARIETTA, GA 30064-4634

May 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	May 9, 2013
Property Address	182 WHITECLIFF DR, ELLIJAY, GA 30540-0359
Document Number	0001805/70
Book / Page	1805 / 70
Instrument Date	May 9, 2013
Instrument	2013-001122
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 AUTUMN CHASE CT SW, MARIETTA, GA 30064-4634

August 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	GILMER GA
Recording Date	Aug 22, 2008
Property Address	182 WHITECLIFF DR, ELLIJAY, GA 30540-0359
Document Number	001497/356
Book / Page	1497 / 356
Instrument Date	Aug 22, 2008
Instrument	2008-002085
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 AUTUMN CHASE CT SW, MARIETTA, GA 30064-4634

July 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	GILMER GA
Recording Date	Jul 31, 2008
Property Address	182 WHITECLIFF DR, ELLIJAY, GA 30540-0359
Document Number	001497/225
Book / Page	1497 / 225
Instrument Date	Jul 31, 2008
Instrument	2008-001979
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 AUTUMN CHASE CT SW, MARIETTA, GA 30064-4634

March 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	GILMER GA
Recording Date	Mar 3, 2006
Property Address	182 WHITECLIFF DR, ELLIJAY, GA 30540-0359
Document Number	0001242/78
Book / Page	1242 / 78
Instrument Date	Mar 3, 2006
Instrument	2006-001302
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 N GLADES TRL, PANAMA CITY, FL 32407-2475
Investor	Possibly a Property Investor

Mortgage

Document Number	0001242/79
Date	Mar 10, 2006
Book Page	1242/79
Instrument	003520

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	Apr 1, 2009

Tax Assessment & Valuation

The 2025 property tax bill for 182 Whitecliff Dr was $1,846.

Source: Gilmer County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,846.00	$119,520 Land $17,080 Building $102,440	$298,800 Land $42,700 Building $256,100
2022	$1,713.00	$97,360 Land $14,240 Building $83,120	$243,400 Land $35,600 Building $207,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 182 Whitecliff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1994–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 182 Whitecliff Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 86% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber	2,500 / 2,500

Cell Coverage

4G LTE (outdoors only), no 5G reported

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