Gilmer County property record for 395 Whitecliff Dr, Ellijay, GA 30540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,680 sqft · built 1989 |
| Lot Size | 5.54 acres (241,322 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Apr 2019) |
| Tax Bill | $412 (2025) |
| Deeds & Mortgages | Apr 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3046B 037 |
| Primary APN | 3046B 037 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,680 sqft Heated Area |
| Gross Area | 1,164 sqft |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 504 sqft |
| Finished Basement | 504 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 241,322 sqft (5.54 acres) |
| Garage Area | 2,400 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 120 sqft |
| Patio Area | 338 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 13224 |
|---|---|
| Street Address | 395 WHITECLIFF DR |
| City | ELLIJAY |
| State | GA |
| Zip | 30540-0341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 37 HARPER COVE |
| Legal Subdivision | HARPER COVE |
| Legal Lot Number | 37 |
| Jurisdiction | GILMER GA |
| Township / Civil Division | NORTH GILMER |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 80200 |
395 Whitecliff Dr is owned and occupied by an individual who acquired it in March 2025.
Source: Gilmer County records, as of February 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 395 WHITECLIFF DR, ELLIJAY, GA 30540-0341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2019 · Amount on File |
| Deed Sale | Apr 30, 2019 · Amount on File |
| Prior Sale | Dec 1, 1989 |
| Deed Document Number | 2019991 |
| Deed Book / Page | 2166 / 311 |
| Last Transfer Date | Mar 7, 2025 |
| Transfer Doc | 002748/368 |
| Record Updated | Sep 20, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | GILMER GA |
| Recording Date | Apr 30, 2019 |
| Property Address | 395 WHITECLIFF DR, ELLIJAY, GA 30540-0341 |
| Document Number | 002166/311 |
| Book / Page | 2166 / 311 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 2019-000991 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 395 WHITECLIFF DR, ELLIJAY, GA 30540-0341 |
The 2025 property tax bill for 395 Whitecliff Dr was $412 with exemptions applied.
Source: Gilmer County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Gilmer County |
| Unified School District | Gilmer County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $412.00 Homeowner's exemption Senior Citizen's exemption | $165,040 Land $35,160 Building $129,880 | $412,600 Land $87,900 Building $324,700 |
| 2023 | $418.00 (-73%) Homeowner's exemption Senior Citizen's exemption | $101,400 (+15.23%) Land $21,760 Building $79,640 | $253,500 (+15.23%) Land $54,400 Building $199,100 |
| 2022 | $1,548.00 Homeowner's exemption Senior Citizen's exemption | $88,000 Land $18,600 Building $69,400 | $220,000 Land $46,500 Building $173,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 395 Whitecliff Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (1994–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 395 Whitecliff Dr is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 95% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ETC Fiber | 2,500 / 2,500 |
4G LTE (outdoors only), no 5G reported
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