184 Whitecliff Dr, Ellijay, GA 30540 Property Records

Gilmer County property record for 184 Whitecliff Dr, Ellijay, GA 30540

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 1,712 sqft · built 1987
Lot Size	3.46 acres (150,718 sqft)
Owner	2 Individual Names on File
Last Sale	$229,900 (Oct 2012)
Tax Bill	$2,549 (2025)
Deeds & Mortgages	Oct 2020 Sale Jun 2018 Sale & Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3046B 005`

Property Details

APN / Parcel Number

Primary APN	`3046B 005`
Alternative APN	`13235`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,712 sqft Heated Area
1st Floor Area	1,712 sqft
Flooring	Softwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	150,718 sqft (3.46 acres)

Exterior Amenities

Porch	Slab
Porch Area	2,750 sqft
Deck Area	96 sqft
Patio Area	302 sqft
Bath House	432 sqft
Cabin	240 sqft
Storage Building	12 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13235
Street Address	184 WHITECLIFF DR
City	ELLIJAY
State	GA
Zip	30540-0359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PT OF TRS 4&5 HARPER COVE
Legal Subdivision	HARPER COVE
Legal Tract	4,5
Legal Lot Number	4
Jurisdiction	GILMER GA
Township / Civil Division	NORTH GILMER
Census Block Group	2
Census Block	2022
Census Tract	80200

Owner

184 Whitecliff Dr is owned and occupied by two individuals who bought it in October 2012.

Source: Gilmer County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	184 WHITECLIFF DR, ELLIJAY, GA 30540-0359
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Warranty Deed, Transfer
Jun 8, 2018	Warranty Deed, Transfer · Stand-Alone Second Mortgage VANDERBILT MORTGAGE
Jun 8, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2012 · Amount on File
Deed Sale	Oct 26, 2012 · Amount on File
Prior Sale	Aug 26, 2009 · Amount on File
Prior Transfer Date	Mar 26, 2001
Prior Transfer Doc	0762000084
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Oct 9, 2020
Property Address	184 WHITECLIFF DR, ELLIJAY, GA 30540-0359
Document Number	0002298/24
Book / Page	2298 / 24
Instrument Date	Oct 9, 2020
Instrument	2020-002944
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 WHITECLIFF DR, ELLIJAY, GA 30540-0359
Investor	Possibly a Property Investor

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Jun 8, 2018
Property Address	184 WHITECLIFF DR, ELLIJAY, GA 30540-0359
Document Number	002109/162
Book / Page	2109 / 162
Instrument Date	Jun 8, 2018
Instrument	2018-001584
Transaction Type	Transfer
Record Updated	Jun 27, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 VILLAGE CT, WOODSTOCK, GA 30188-1946

Mortgage

Document Number	002109/164
Date	Jun 15, 2018
Book Page	2109/164
Instrument	003913

Lender

Name	VANDERBILT MORTGAGE
Type	Subprime Lender

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Jun 8, 2018
Property Address	184 WHITECLIFF DR, ELLIJAY, GA 30540-0359
Document Number	002109/185
Book / Page	2109 / 185
Instrument Date	Jun 8, 2018
Instrument	2018-001585
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 VILLAGE CT, WOODSTOCK, GA 30188-1946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 VILLAGE CT, WOODSTOCK, GA 30188-1946

Tax Assessment & Valuation

The 2025 property tax bill for 184 Whitecliff Dr was $2,549.

Source: Gilmer County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,549.00	$164,984 Land $37,360 Building $127,624	$412,460 Land $93,400 Building $319,060
2022	$2,394.00	$136,076 Land $24,760 Building $111,316	$340,190 Land $61,900 Building $278,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 184 Whitecliff Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1994–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 184 Whitecliff Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 85% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber	2,500 / 2,500

Cell Coverage

4G LTE (outdoors only), no 5G reported

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