326 Turnwall Ln, Elgin, SC 29045 Property Records

Richland County property record for 326 Turnwall Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,312 sqft · built 2018
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Feb 2023)
Tax Bill	$3,628 (2024)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Dec 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28911-03-07`

Property Details

APN / Parcel Number

Primary APN	`28911-03-07`
Alternative APNs	`R28911-03-07` `02106982`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,312 sqft Heated Area
Gross Area	2,962 sqft
1st Floor Area	2,312 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	474 sqft
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02106982
Street Address	326 TURNWALL LN
City	ELGIN
State	SC
Zip	29045-9507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 33 60.3X115X76.7X115 #SU COURTYARDS @ WOODCREEK PH2 #PR RB2066-3883
Legal Subdivision	BEAVER PARK @ WOOD CREEK
Legal Phase	2
Legal Lot Number	33,60
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2074
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	326 TURNWALL LN, ELGIN, SC 29045-9507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Dec 23, 2019	Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BK NA
Mar 2, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI SOUTHERN FIRST BK NA
Jun 6, 2017	Trustee's Deed, Construction Loan · Construction Mortgage GEORGIA BKNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2023 · Amount on Record
Deed Sale	Feb 27, 2023 · Amount on Record
Prior Sale	Mar 2, 2018 · Amount on Record
Deed Document Number	20237632
Deed Book / Page	2817 / 1558
Record Updated	Sep 20, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Feb 27, 2023
Property Address	326 TURNWALL LN, ELGIN, SC 29045-9507
Document Number	0028171558
Book / Page	2817 / 1558
Map Reference	MB 2066 PG 3883
Instrument Date	Feb 24, 2023
Instrument	2023007632
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,105.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	326 TURNWALL LN, ELGIN, SC 29045-9507

Mortgage

Document Number	2023007633
Date	Feb 27, 2023
Instrument	2023007633

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	326 TURNWALL LN, ELGIN, SC 29045-9507
Document Number	2458/1225
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 TURNWALL LN ELGIN SC 290459507, ELGIN, SC 29045-9507

Mortgage

Document Number	2458/1225
Date	Dec 31, 2019
Book Page	002458/001225
Instrument	95973

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

Interest

Rate Type	Adjustable Rate

March 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 2, 2018
Property Address	326 TURNWALL LN, ELGIN, SC 29045-9507
Document Number	2283/3559
Book / Page	002283 / 003559
Instrument Date	Feb 26, 2018
Instrument	12415
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,313.32
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 TURNWALL LN ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number	2283/3563
Date	Mar 2, 2018
Book Page	002283/003563
Instrument	12416

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RICHLAND SC
Recording Date	Jun 6, 2017
Property Address	326 TURNWALL LN, ELGIN, SC 29045-9507
Book / Page	002217 / 000025
Instrument Date	May 31, 2017
Instrument	41792
Transaction Type	Construction Loan
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	117 BEAVER RIDGE DR ELGIN SC 290458211, ELGIN, SC 29045-8211
Investor	Possibly a Property Investor

Mortgage

Document Number	2217/0025
Date	Jun 6, 2017
Book Page	002217/000025
Instrument	41792

Lender

Name	GEORGIA BKNG
Type	Funding / Finance Company
Address	ATLANTA, GA 30339

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 5, 2018

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$14,200 (-)	$425,000 (+19.72%) Land $125,000 Building $300,000
2024	$3,628.00 (+18.72%)
2023	$3,056.00 (-51.37%)	$14,200 (-)	$355,000 (-)
2022	$6,284.00 (+94.79%)
2021	$3,226.00	$14,200	$355,000 Land $100,000 Building $255,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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