312 Turnwall Ln, Elgin, SC 29045 Property Records

Richland County property record for 312 Turnwall Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,415 sqft · built 2018
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Company Names on Record
Last Sale	$465,000 (Mar 2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28911-03-04`

Property Details

APN / Parcel Number

Primary APN	`28911-03-04`
Alternative APNs	`R28911-03-04` `02106955`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,415 sqft Heated Area
Gross Area	3,137 sqft
1st Floor Area	2,037 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	500 sqft
Porch	Patio
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02106955
Street Address	312 TURNWALL LN
City	ELGIN
State	SC
Zip	29045-9507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 36 59X115X74.9X115 #SU COURTYARDS @ WOODCREEK PH2 #PR RB2066-3883
Legal Subdivision	BEAVER PARK @ WOOD CREEK
Legal Phase	2
Legal Lot Number	36,59
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2074
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	312 TURNWALL LN, ELGIN, SC 29045-9507
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jun 29, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 8, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST CMNTY BK
Apr 10, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage FIRST CMNTY BK
Nov 15, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST PALMETTO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2025 · Amount on Record
Deed Sale	Mar 14, 2025 · Amount on Record
Prior Sale	Apr 10, 2018 · Amount on Record
Deed Document Number	202511368
Deed Book / Page	3002 / 980
Last Transfer Date	May 17, 2025
Transfer Doc	0030201663
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	312 TURNWALL LN, ELGIN, SC 29045-9507
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026343742
Date	Jun 25, 2021
Book Page	2634/3742
Instrument	2021041502

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	312 TURNWALL LN, ELGIN, SC 29045-9507
Document Number	2515/1828
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	312 TURNWALL LN ELGIN SC 290459507, ELGIN, SC 29045-9507

Mortgage

Document Number	2515/1828
Date	Aug 5, 2020
Book Page	002515/001828
Instrument	39256

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	312 TURNWALL LN, ELGIN, SC 29045-9507
Document Number	2437/2351
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 TURNWALL LN ELGIN SC 290459507, ELGIN, SC 29045-9507

Mortgage

Document Number	2437/2351
Date	Oct 16, 2019
Book Page	002437/002351
Instrument	77288

Lender

Name	FIRST CMNTY BK
Type	Bank
Address	LEXINGTON, SC 29072

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Apr 10, 2018
Property Address	312 TURNWALL LN, ELGIN, SC 29045-9507
Document Number	2293/3254
Book / Page	002293 / 003254
Instrument Date	Apr 5, 2018
Instrument	22020
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,496.78
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	312 TURNWALL LN ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number	2293/3258
Date	Apr 10, 2018
Book Page	002293/003258
Instrument	22021

Lender

Name	FIRST CMNTY BK
Type	Bank
Address	LEXINGTON, SC 29072

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2048

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RICHLAND SC
Recording Date	Nov 15, 2017
Property Address	312 TURNWALL LN, ELGIN, SC 29045-9507
Book / Page	002259 / 003064
Instrument Date	Nov 10, 2017
Instrument	86617
Transaction Type	Construction Loan
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	117 BEAVER RIDGE DR ELGIN SC 290458211, ELGIN, SC 29045-8211
Investor	Possibly a Property Investor

Mortgage

Document Number	2259/3064
Date	Nov 15, 2017
Book Page	002259/003064
Instrument	86617

Lender

Name	FIRST PALMETTO BK
Type	Bank
Address	PONTIAC, SC 29045

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 14, 2018

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Market Value
2025	$448,400 (-) Land $75,000 Building $373,400
2024	$448,400 (+33.93%) Land $75,000 Building $373,400
2023	$334,800 Land $60,000 Building $274,800

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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