327 Turnwall Ln, Elgin, SC 29045 Property Records

Richland County property record for 327 Turnwall Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,354 sqft · built 2018
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,563 (Oct 2018)
Tax Bill	$3,949 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`28911-02-19`

Property Details

APN / Parcel Number

Primary APN	`28911-02-19`
Alternative APNs	`R28911-02-19` `02106928`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,354 sqft Heated Area
Gross Area	2,968 sqft
1st Floor Area	2,354 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	444 sqft
Porch	Patio
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02106928
Street Address	327 TURNWALL LN
City	ELGIN
State	SC
Zip	29045-9507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 42 76.7X115X53.2X115 #SU COURTYARDS @ WOODCREEK PH2 #PR RB2066-3883
Legal Subdivision	BEAVER PARK @ WOOD CREEK
Legal Lot Number	42,76
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2104
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	327 TURNWALL LN, ELGIN, SC 29045-9507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Sep 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage SAFE FCU
May 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MTG
Mar 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 23, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage MOVEMENT MTG
Apr 6, 2018	Trustee's Deed, Construction Loan · Line of Credit SECURITY FED'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2018 · Amount on Record
Deed Sale	Oct 23, 2018 · Amount on Record
Prior Sale	Feb 4, 2016 · Amount on Record
Deed Document Number	201877191
Deed Book / Page	2344 / 3709
Last Transfer Date	May 11, 2021
Transfer Doc	0026201316
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Recording Date	Jun 29, 2026
Property Address	327 TURNWALL LN, ELGIN, SC 29045-9507
Document Number	0000031814
Book / Page	3142 / 1293
Instrument Date	Jun 17, 2026
Instrument	202631814
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 TURNWALL LN, ELGIN, SC 29045-9507

Mortgage

Document Number	0000031814,
Date	Jun 29, 2026
Book Page	3142/1293
Instrument	202631814

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2066

Interest

Rate	6.51%
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	327 TURNWALL LN, ELGIN, SC 29045-9507
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 TURNWALL LN, ELGIN, SC 29045-9507

Mortgage

Document Number	0027780057
Date	Sep 8, 2022
Book Page	2778/57
Instrument	2022051020

Lender

Name	SAFE FCU
Type	Credit Union
Address	SUMTER, SC 29150

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2032

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND SC
Recording Date	May 20, 2021
Property Address	327 TURNWALL LN, ELGIN, SC 29045-9507
Document Number	0026201316
Book / Page	2620 / 1316
Map Reference	MB 2066 PG 3883
Instrument Date	May 11, 2021
Instrument	2021031853
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	327 TURNWALL LN, ELGIN, SC 29045-9507

Mortgage

Document Number	2021031854
Date	May 20, 2021
Instrument	2021031854

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	327 TURNWALL LN, ELGIN, SC 29045-9507
Document Number	2521/1195
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	327 TURNWALL LN ELGIN SC 290459507, ELGIN, SC 29045-9507

Mortgage

Document Number	2521/1195
Date	Aug 25, 2020
Book Page	002521/001195
Instrument	42891

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 19, 2019
Property Address	327 TURNWALL LN, ELGIN, SC 29045-9507
Document Number	2379/1785
Book / Page	002379 / 001785
Instrument Date	Mar 18, 2019
Instrument	18654
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 TURNWALL LN ELGIN SC 290459507, ELGIN, SC 29045-9507

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 23, 2018
Property Address	327 TURNWALL LN, ELGIN, SC 29045-9507
Document Number	2344/3709
Book / Page	002344 / 003709
Instrument Date	Oct 18, 2018
Instrument	77191
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,445.08
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	327 TURNWALL LN ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number	2344/3713
Date	Oct 23, 2018
Book Page	002344/003713
Instrument	77192

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RICHLAND SC
Recording Date	Apr 6, 2018
Property Address	327 TURNWALL LN, ELGIN, SC 29045-9507
Book / Page	002293 / 000312
Instrument Date	Apr 4, 2018
Instrument	21273
Transaction Type	Construction Loan
Record Updated	May 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	161 PONTIAC BUSINESS CENTER DR ELGIN SC 290457123, ELGIN, SC 29045-7123

Mortgage

Document Number	2293/0312
Date	Apr 6, 2018
Book Page	002293/000312
Instrument	21273

Lender

Name	SECURITY FED'L BK
Type	Bank
Address	AIKEN, SC 29802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 5, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,949.00 (+34.78%)	$449,200 (-)	$457,200 (-) Land $75,000 Building $382,200
2024		$449,200 (+2,775.06%)	$457,200 (+17.05%) Land $75,000 Building $382,200
2023	$2,930.00 (-5.3%)	$15,624 (+0.03%)	$390,600 (-)
2021	$3,094.00	$15,620	$390,600 Land $60,000 Building $330,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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