316 Turnwall Ln, Elgin, SC 29045 Property Records

Richland County property record for 316 Turnwall Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,184 sqft · built 2018
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Jun 2021)
Tax Bill	$3,363 (2025)
Deeds & Mortgages	Jul 2021 Transfer Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28911-03-05`

Property Details

APN / Parcel Number

Primary APN	`28911-03-05`
Alternative APNs	`R28911-03-05` `02106964`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,184 sqft Heated Area
Gross Area	3,266 sqft
1st Floor Area	1,837 sqft
Upper Floors Area	507 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	700 sqft
Porch	Patio
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02106964
Street Address	316 TURNWALL LN
City	ELGIN
State	SC
Zip	29045-9507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 35 58.7X115X74.6X115 #SU COURTYARDS @ WOODCREEK PH2 #PR RB2066-3883 RB2278-2714
Legal Subdivision	BEAVER PARK @ WOOD CREEK
Legal Lot Number	35,58
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2074
Census Tract	11407

Owner

316 Turnwall Ln is owned and occupied by two individuals who bought it in June 2021.

Source: Richland County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	316 TURNWALL LN, ELGIN, SC 29045-9507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Intrafamily Transfer, Transfer
Jun 29, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 7, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI GUARANTEED RATE AFFINITY LLC
Sep 19, 2017	Trustee's Deed, Construction Loan · Line of Credit FIRST PALMETTO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on File
Deed Sale	Jun 29, 2021 · Amount on File
Prior Sale	Feb 7, 2018 · Amount on File
Deed Document Number	202142025
Deed Book / Page	2635 / 2779
Prior Transfer Date	Jun 22, 2021
Prior Transfer Doc	0026383659
Record Updated	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND SC
Recording Date	Jul 7, 2021
Property Address	316 TURNWALL LN, ELGIN, SC 29045-9507
Document Number	0026383659
Book / Page	2638 / 3659
Map Reference	MB 2066 PG 3883
Instrument Date	Jun 22, 2021
Instrument	2021044009
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	316 TURNWALL LN, ELGIN, SC 29045-9507

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Jun 29, 2021
Property Address	316 TURNWALL LN, ELGIN, SC 29045-9507
Document Number	0026352779
Book / Page	2635 / 2779
Map Reference	MB 2066 PG 3883
Instrument Date	Jun 22, 2021
Instrument	2021042025
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,535.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 TURNWALL LN, ELGIN, SC 29045-9507

Mortgage

Document Number	2021042026
Date	Jun 29, 2021
Instrument	2021042026

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

February 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Feb 7, 2018
Property Address	316 TURNWALL LN, ELGIN, SC 29045-9507
Document Number	2278/2715
Book / Page	002278 / 002715
Instrument Date	Feb 5, 2018
Instrument	7133
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 28, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,531.77
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	316 TURNWALL LN ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number	2278/2719
Date	Feb 7, 2018
Book Page	002278/002719
Instrument	7134

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	1800 W LARCHMONT AVE, CHICAGO, IL 60613-2448

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2048

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RICHLAND SC
Recording Date	Sep 19, 2017
Property Address	316 TURNWALL LN, ELGIN, SC 29045-9507
Book / Page	002244 / 002844
Instrument Date	Sep 14, 2017
Instrument	69188
Transaction Type	Construction Loan
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	117 BEAVER RIDGE DR ELGIN SC 290458211, ELGIN, SC 29045-8211
Investor	Possibly a Property Investor

Mortgage

Document Number	2244/2844
Date	Sep 19, 2017
Book Page	002244/002844
Instrument	69188

Lender

Name	FIRST PALMETTO BK
Type	Bank
Address	PONTIAC, SC 29045

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 18, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 316 Turnwall Ln was $3,363.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,363.00 Homeowner's exemption	$432,400 (-) Land $75,000 Building $357,400	$432,400 (-) Land $75,000 Building $357,400
2024		$432,400 (+2,504.82%) Land $75,000 Building $357,400	$432,400 (+4.19%) Land $75,000 Building $357,400
2023	$3,572.00	$16,600	$415,000
2021	$3,763.00	$16,560	$414,000 Land $60,000 Building $354,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 316 Turnwall Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 Turnwall Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Turnwall Ln

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