326 E Spruce St, Missoula, MT 59802 Property Records

Missoula County property record for 326 E Spruce St, Missoula, MT 59802

Property Summary

Property Type	Quadplex
Details	16 bd · 8 ba · 4,070 sqft · built 1910
Lot Size	0.214 acres (9,322 sqft)
Owner	2 Individual Names on Record
Last Sale	$381,300 (Apr 2019)
Tax Bill	$7,341 (2025)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0454731`

Property Details

APN / Parcel Number

Primary APN	`R0454731`
Alternative APNs	`04-2200-22-2-45-05-0000` `0000926207` `0926207`

Interior

Bedrooms	16 Beds
Full Baths	8 Baths
Units	8 Units
Stories	2 Stories
Building Area	4,070 sqft Living Area
Gross Area	4,710 sqft
1st Floor Area	2,035 sqft
Upper Floors Area	2,035 sqft
Basement Area	520 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1985
Architectural Style	Quadruplex
Exterior Material	Brick
Construction Type	Wood
Lot Area	9,322 sqft (0.214 acres)
View / Lot	Commercial/Industrial
Porch	Enclosed Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000926207
Street Address	326 E SPRUCE ST
City	MISSOULA
State	MT
Zip	59802-4606
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Local Zoning Code	6
Legal Description	CP HIGGINS, S22, T13 N, R19 W, BLOCK P, LOT 3 - 4, FRAC OF & ALL OF 17 & 18 & VAC ALLEY ADJ
Legal Subdivision	CP HIGGINS
Legal Block	P
Legal Lot Number	3-4
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	1
Census Block	1001
Census Tract	300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Missoula Downtown Historic District listed 2009 · 380 contributing resources · NRIS 07000647

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	804 CHESTNUT ST, MISSOULA, MT 59801-3923
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2019 · Amount on Record
Deed Sale	Apr 19, 2019 · Amount on Record
Deed Document Number	20195296
Deed Book / Page	1011 / 231
Prior Transfer Date	Apr 12, 2019
Prior Transfer Doc	0010110232
Record Updated	Oct 29, 2026

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MISSOULA MT
Recording Date	Apr 19, 2019
Property Address	326 E SPRUCE ST, MISSOULA, MT 59802-4606
Document Number	0010110231
Book / Page	1011 / 0231
Instrument Date	Apr 12, 2019
Instrument	201905296
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10980 SADDLEBACK LN, MISSOULA, MT 59804-9453

Mortgage

Document Number	201905297
Date	Apr 19, 2019
Instrument	201905297

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$764,400 (-) Land $281,913 Building $482,487	$764,400 (-) Land $281,913 Building $482,487
2025	$7,341.00 (+3.34%)	$764,400 (+36.33%) Land $281,913 Building $482,487	$764,400 (+36.33%) Land $281,913 Building $482,487
2024	$7,104.00 (+6.03%)
2023	$6,700.00	$560,700	$560,700 Land $308,141 Building $252,559

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blackfoot Telephone Cooperative, Western Montana CommunityTel.