3257 Isabella Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3257 Isabella Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,217 sqft · built 1974
Lot Size0.76 acres (3,300 sqft)
OwnerCompany Name on File
Last Sale$468,000 (May 2022)
Tax Bill$5,520 (2025)
Deeds & MortgagesMay 2023 Transfer
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN165-422-12-00

Property Details

APN / Parcel Number

Primary APN165-422-12-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,217 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area3,300 sqft (0.76 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address3257 ISABELLA DR
CityOCEANSIDE
StateCA
Zip92056-3923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 484 TR 007220
Legal SubdivisionCOSTA SERENA
Legal Tract007220
Legal Block2
Legal Lot Number484
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2002
Census Tract18517

Owner

3257 Isabella Dr is owned by a company that acquired it in April 2023 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address3257 ISABELLA DR, OCEANSIDE, CA 92056-3923
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 4, 2023Intrafamily Transfer, Transfer
May 11, 2022Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2022 · Amount on File
Deed SaleMay 11, 2022 · Amount on File
Deed Document Number2022202406
Last Transfer DateApr 6, 2023
Transfer Doc0000115962
Record UpdatedSep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 4, 2023
Property Address3257 ISABELLA DR, OCEANSIDE, CA 92056-3923
Document Number0000115962
Map ReferenceMAP 7220
Instrument DateApr 6, 2023
Instrument2023-0115962
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3257 ISABELLA DR, OCEANSIDE, CA 92056-3923

May 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 11, 2022
Property Address3257 ISABELLA DR, OCEANSIDE, CA 92056-3923
Document Number0000202406
Map ReferenceMAP 7220
Instrument DateApr 25, 2022
Instrument2022-0202406
Transaction TypeTransfer
Record UpdatedMay 18, 2022
Title CompanyTICOR TITLE COMPANY/CA, TICOR TITLE COMPANY SD

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3257 ISABELLA DR, OCEANSIDE, CA 92056-3923

Mortgage

Document Number0000202407
DateMay 11, 2022
Instrument2022-0202407
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3257 Isabella Dr was $5,520 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$506,252 (+2%) Land $124,208 Building $382,044
2025$5,520.00 Homeowner's exemption$496,326 Land $121,773 Building $374,553
2023$4,670.00 (+668.09%) Homeowner's exemption$425,000 Land $104,000 Building $321,000
2022$608.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3257 Isabella Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3257 Isabella Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLa Jolla Western
tribal government · serves 296 people · EPA ID 090605008
Water SourceGroundwater
Last State InspectionApr 2021
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Spectrum, T-Mobile.

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