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3258 Isabella Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3258 Isabella Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 827 sqft · built 1974
Lot Size0.78 acres (3,400 sqft)
OwnerIndividual Name on Record
Last Sale$457,000 (Feb 2023)
Tax Bill$5,287 (2025)
Deeds & MortgagesFeb 2023 Sale
Sep 2022 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN165-423-04-00

Property Details

APN / Parcel Number

Primary APN165-423-04-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area827 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area3,400 sqft (0.78 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address3258 ISABELLA DR
CityOCEANSIDE
StateCA
Zip92056-3911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 447 TR 007220
Legal SubdivisionCOSTA SERENA
Legal Tract007220
Legal Block2
Legal Lot Number447
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2004
Census Tract18517

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3258 ISABELLA DR, OCEANSIDE, CA 92056-3911
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2023Grant Deed, Transfer
TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO
Sep 7, 2022Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2023 · Amount on Record
Deed SaleFeb 22, 2023 · Amount on Record
Prior SaleAug 18, 1998 · Amount on Record
Deed Document Number202344807
Prior Transfer DateMay 26, 2009
Prior Transfer Doc0000345323
Record UpdatedOct 29, 2026

February 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 22, 2023
Property Address3258 ISABELLA DR, OCEANSIDE, CA 92056-3911
Document Number0000044807
Map ReferenceMAP 7220
Instrument DateFeb 13, 2023
Instrument2023-0044807
Transaction TypeTransfer
Record UpdatedMar 2, 2023
Title CompanyTICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2604 EL CAMINO REAL STE B, B, CARLSBAD, CA 92008-1205

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3258 ISABELLA DR, OCEANSIDE, CA 92056-3911
Transaction TypeMortgage
Record UpdatedSep 16, 2022
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3258 ISABELLA DR, OCEANSIDE, CA 92056-3911

Mortgage

Document Number0000355408
DateSep 7, 2022
Instrument2022-0355408
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term759 Months
DueDec 17, 2085
Interest
Rate TypeAdjustable Rate
Rate6.46%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate11.4%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$484,971 (+2%) Land $397,953 Building $87,018
2025$5,287.00 (+1.99%) Homeowner's exemption$475,462 (+309.9%) Land $390,150 Building $85,312
2024$5,184.00 (+313.4%)
2023$1,254.00 (+1.7%) Homeowner's exemption$115,996 Land $51,173 Building $64,823
2022$1,233.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLa Jolla Western
tribal government · serves 296 people · EPA ID 090605008
Water SourceGroundwater
Last State InspectionApr 2021
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Spectrum, T-Mobile.

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