3254 Isabella Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3254 Isabella Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 827 sqft · built 1974
Lot Size	0.85 acres (3,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,000 (Oct 2018)
Tax Bill	$4,322 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`165-423-03-00`

Property Details

APN / Parcel Number

Primary APN	`165-423-03-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	827 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	3,700 sqft (0.85 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3254 ISABELLA DR
City	OCEANSIDE
State	CA
Zip	92056-3911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 446 TR 007220
Legal Subdivision	COSTA SERENA
Legal Tract	007220
Legal Block	2
Legal Lot Number	446
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	18517

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3254 ISABELLA DR, OCEANSIDE, CA 92056-3911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Conventional with PMI NEXBANK
Oct 19, 2018	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2018 · Amount on Record
Deed Sale	Oct 19, 2018 · Amount on Record
Prior Sale	Mar 4, 2003 · Amount on Record
Deed Document Number	2018437801
Prior Transfer Date	Feb 25, 2003
Prior Transfer Doc	0000257516
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3254 ISABELLA DR, OCEANSIDE, CA 92056-3911
Document Number	0000801987
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3254 ISABELLA DR OCEANSIDE CA 920563911, OCEANSIDE, CA 92056-3911

Mortgage

Document Number	0000801987
Date	Dec 14, 2020
Instrument	801987

Lender

Name	NEXBANK
Address	DALLAS, TX 75201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 19, 2018
Property Address	3254 ISABELLA DR, OCEANSIDE, CA 92056-3911
Document Number	0000437801
Map Reference	MAP 7220
Instrument Date	Oct 17, 2018
Instrument	2018-0437801
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3254 ISABELLA DR, OCEANSIDE, CA 92056-3911

Mortgage

Document Number	0000437802
Date	Oct 19, 2018
Instrument	2018-0437802

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$396,924 (+2%) Land $233,487 Building $163,437
2025	$4,322.00 (+5.26%) Homeowner's exemption	$389,142 (+4.04%) Land $228,909 Building $160,233
2023	$4,106.00 (+1.56%) Homeowner's exemption	$374,033 Land $220,021 Building $154,012
2022	$4,043.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile.

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