3242 Isabella Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3242 Isabella Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 827 sqft · built 1972
Lot Size	0.126 acres (5,500 sqft)
Owner	Company Name on File
Last Sale	$405,000 (May 2019)
Tax Bill	$6,218 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`165-423-01-00`

Property Details

APN / Parcel Number

Primary APN	`165-423-01-00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	827 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3242 ISABELLA DR
City	OCEANSIDE
State	CA
Zip	92056-3911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 444 TR 007220
Legal Subdivision	COSTA SERENA
Legal Tract	007220
Legal Block	2
Legal Lot Number	444
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	18517

Owner

3242 Isabella Dr is owned by a company that bought it in May 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1134 INDUSTRIAL AVE, ESCONDIDO, CA 92029-1422
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC
Jan 11, 2022	Quit Claim Deed, Transfer Quitclaim
May 24, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 28, 2017	Affidavit of Death, Transfer ATTORNEY ONLY
Sep 28, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
May 8, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2019 · Amount on File
Deed Sale	May 24, 2019 · Amount on File
Prior Sale	May 8, 2017 · Amount on File
Deed Document Number	2019199323
Prior Transfer Date	Apr 3, 1996
Prior Transfer Doc	0000262301
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3242 ISABELLA DR, OCEANSIDE, CA 92056-3911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3242 ISABELLA DR, OCEANSIDE, CA 92056-3911

Mortgage

Document Number	0000484322
Date	Aug 25, 2020
Instrument	2020-0484322

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 11, 2022
Property Address	3242 ISABELLA DR, OCEANSIDE, CA 92056-3911
Document Number	0000015223
Map Reference	MAP 7220
Instrument Date	May 30, 2019
Instrument	2022-0015223
Transaction Type	Transfer
Record Updated	Jan 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1134 INDUSTRIAL AVE, ESCONDIDO, CA 92029-1422

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 24, 2019
Property Address	3242 ISABELLA DR, OCEANSIDE, CA 92056-3911
Document Number	0000199323
Map Reference	MAP 7220
Instrument Date	May 21, 2019
Instrument	2019-0199323
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3242 ISABELLA DR, OCEANSIDE, CA 92056-3911

Mortgage

Document Number	0000199324
Date	May 24, 2019
Instrument	2019-0199324

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

September 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 28, 2017
Property Address	3242 ISABELLA DR, OCEANSIDE, CA 92056-3911
Document Number	0000446444
Instrument Date	Sep 15, 2017
Instrument	446444
Transaction Type	Transfer
Record Updated	Oct 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3242 ISABELLA DR OCEANSIDE CA 920563911, OCEANSIDE, CA 92056-3911

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 28, 2017
Property Address	3242 ISABELLA DR, OCEANSIDE, CA 92056-3911
Document Number	0000446445
Instrument Date	Sep 15, 2017
Instrument	446445
Transaction Type	Transfer
Record Updated	Oct 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3242 ISABELLA DR OCEANSIDE CA 920563911, OCEANSIDE, CA 92056-3911

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 8, 2017
Property Address	3242 ISABELLA DR, OCEANSIDE, CA 92056-3911
Document Number	0000205987
Instrument Date	Apr 6, 2017
Instrument	205987
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Tax	$405.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3242 ISABELLA DR OCEANSIDE CA 920563911, OCEANSIDE, CA 92056-3911

Tax Assessment & Valuation

The 2025 property tax bill for 3242 Isabella Dr was $6,218, up 1.9% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$562,862 (+2%) Land $432,972 Building $129,890
2025	$6,218.00 (+1.93%)	$551,827 Land $424,483 Building $127,344
2024	$6,100.00 (+25.8%)
2023	$4,849.00 (+1.53%)	$434,239 Land $298,050 Building $136,189
2022	$4,776.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3242 Isabella Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3242 Isabella Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile.

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