325 Summit St, Defiance, OH 43512 Property Records

Defiance County property record for 325 Summit St, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,678 sqft · built 1904
Lot Size	0.142 acres (6,203 sqft)
Owner	2 Individual Names on File
Last Sale	$85,900 (Aug 2002)
Tax Bill	$1,679 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`B014146002800`

Property Details

APN / Parcel Number

Primary APN	`B014146002800`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,678 sqft Living Area
Gross Area	3,604 sqft
1st Floor Area	1,126 sqft
Upper Floors Area	480 sqft
Basement Area	870 sqft
Unfinished Basement	870 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,203 sqft (0.142 acres)
Lot Dimensions	132 ft deep x 47 ft wide

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	378 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	325 SUMMIT ST
City	DEFIANCE
State	OH
Zip	43512-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST DEFIANCE LOT 50
Legal Subdivision	EAST DEFIANCE
Legal Lot Number	50
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	2
Census Block	2033
Census Tract	958800

Owner

325 Summit St is owned and occupied by two individuals who bought it in August 2002.

Source: Defiance County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	325 SUMMIT ST, DEFIANCE, OH 43512-2236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2002 · Amount on File
Deed Sale	Aug 26, 2002 · Amount on File
Prior Sale	Mar 1, 2002 · Amount on File
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	325 SUMMIT ST, DEFIANCE, OH 43512-2236
Transaction Type	Mortgage
Record Updated	Jan 6, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	424/0704
Date	Dec 2, 2019
Book Page	424/0704
Instrument	201900004841

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 325 Summit St was $1,679.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,679.00	$43,980 (-) Land $3,020 Building $40,960
2024	$1,679.00 (+1.21%)	$43,980 (-) Land $3,020 Building $40,960	$125,650 (%) Land $8,620 Building $117,030
2023	$1,659.00 (+9.94%)	$43,980 (+22.47%) Land $3,020 Building $40,960	$125,656 Land $8,628 Building $117,028
2022	$1,509.00	$35,910 Land $2,950 Building $32,960
2020			$102,620 Land $8,440 Building $94,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 325 Summit St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	178 (1978–2015)
Claims Outside the SFHA	1 of 178
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Mar 1982 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 325 Summit St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20