314 Summit St, Defiance, OH 43512 Property Records

Defiance County property record for 314 Summit St, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,257 sqft · built 1920
Lot Size	0.142 acres (6,203 sqft)
Owner	2 Individual Names on Record
Last Sale	$71,000 (Aug 2017)
Tax Bill	$1,527 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`B014146004800`

Property Details

APN / Parcel Number

Primary APN	`B014146004800`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,257 sqft Living Area
Gross Area	4,659 sqft
1st Floor Area	1,462 sqft
Upper Floors Area	620 sqft
Attic	Attic
Attic Area	175 sqft
Basement Area	524 sqft
Unfinished Basement	524 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,203 sqft (0.142 acres)
Lot Dimensions	132 ft deep x 47 ft wide
Garage Type	Attached - Unfinished
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	188 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	314 SUMMIT ST
City	DEFIANCE
State	OH
Zip	43512-2237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST DEFIANCE ADD LOT 47
Legal Subdivision	EAST DEFIANCE
Legal Lot Number	47
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	2
Census Block	2021
Census Tract	958800

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 SUMMIT ST, DEFIANCE, OH 43512-2237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2017 · Amount on Record
Deed Sale	Aug 28, 2017 · Amount on Record
Prior Sale	Mar 2, 2006 · Amount on Record
Deed Document Number	20173624
Deed Book / Page	406 / 919
Prior Transfer Date	Sep 16, 2005
Prior Transfer Doc	297/1829
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Aug 28, 2017
Property Address	314 SUMMIT ST, DEFIANCE, OH 43512-2237
Document Number	406/0919
Book / Page	406 / 0919
Instrument Date	Aug 23, 2017
Instrument	201700003624
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	314 SUMMIT ST, DEFIANCE, OH 43512-2237

Mortgage

Document Number	201700003625
Date	Aug 28, 2017
Instrument	201700003625

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,527.00	$39,070 (-) Land $3,020 Building $36,050
2024	$1,527.00 (+1.19%)	$39,070 (-) Land $3,020 Building $36,050	$111,630 (+%) Land $8,620 Building $103,010
2023	$1,509.00 (+19.29%)	$39,070 (+32.62%) Land $3,020 Building $36,050	$111,628 (+32.61%) Land $8,628 Building $103,000
2022	$1,265.00	$29,460 Land $2,950 Building $26,510
2020			$84,180 Land $8,440 Building $75,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	178 (1978–2015)
Claims Outside the SFHA	1 of 178
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Mar 1982 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless · Fiber in parts of the area	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Omni Fiber, RTEC Communications, Verizon.

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