402 Summit St, Defiance, OH 43512 Property Records

Defiance County property record for 402 Summit St, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,155 sqft · built 1950
Lot Size	0.176 acres (7,667 sqft)
Owner	Individual Name on File
Last Sale	$66,000 (May 2019)
Tax Bill	$812 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jul 2022 Document + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B014146004400`

Property Details

APN / Parcel Number

Primary APN	`B014146004400`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,155 sqft Living Area
Gross Area	1,977 sqft
1st Floor Area	660 sqft
Upper Floors Area	495 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	108 ft deep x 71 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	162 sqft
Deck Area	Deck Area
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	402 SUMMIT ST
City	DEFIANCE
State	OH
Zip	43512-2239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST DEFIANCE LOT 9 PT
Legal Subdivision	EAST DEFIANCE
Legal Lot Number	9
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	2
Census Block	2020
Census Tract	958800

Owner

402 Summit St is owned and occupied by an individual who acquired it in June 2022.

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	402 SUMMIT ST, DEFIANCE, OH 43512-2239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 22, 2022
May 31, 2019	Warranty Deed, Transfer MIDWEST COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019 · Amount on File
Deed Sale	May 31, 2019 · Amount on File
Prior Sale	Sep 28, 2016 · Amount on File
Deed Document Number	20191940
Deed Book / Page	419 / 2806
Last Transfer Date	Jun 10, 2022
Transfer Doc	00450/1733
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	402 SUMMIT ST, DEFIANCE, OH 43512-2239
Transaction Type	Mortgage
Record Updated	Jan 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 SUMMIT ST, DEFIANCE, OH 43512-2239

Mortgage

Document Number	000454/776
Date	Jan 12, 2023
Book Page	454/776
Instrument	202300000114

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022:

Jurisdiction	DEFIANCE OH
Recording Date	Jul 22, 2022
Property Address	402 SUMMIT ST, DEFIANCE, OH 43512-2239
Document Number	00450/1733
Book / Page	450 / 1733
Map Reference	VOL 378 PG 2970
Instrument Date	Jul 10, 2022
Instrument	202200003441
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 SUMMIT ST, DEFIANCE, OH 43512-2239

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	May 31, 2019
Property Address	402 SUMMIT ST, DEFIANCE, OH 43512-2239
Document Number	419/2806
Book / Page	419 / 2806
Map Reference	VOL 378 PG 2970
Instrument Date	May 31, 2019
Instrument	201900001940
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 SUMMIT ST, DEFIANCE, OH 43512-2239

Mortgage

Document Number	201900001941
Date	May 31, 2019
Instrument	201900001941

Lender

Name	MIDWEST COMMUNITY CU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 402 Summit St was $812.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$812.00	$21,330 (-) Land $4,070 Building $17,260
2024	$812.00 (+1.12%)	$21,330 (-) Land $4,070 Building $17,260	$60,950 (+0.01%) Land $11,630 Building $49,320
2023	$803.00 (+11.84%)	$21,330 (+24.45%) Land $4,070 Building $17,260	$60,942 Land $11,628 Building $49,314
2022	$718.00	$17,140 Land $3,990 Building $13,150
2020			$48,960 Land $11,390 Building $37,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 Summit St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	178 (1978–2015)
Claims Outside the SFHA	1 of 178
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Mar 1982 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Summit St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless · Fiber in parts of the area	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Omni Fiber, RTEC Communications, Verizon.

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