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401 Summit St, Defiance, OH 43512 Property Records

Defiance County property record for 401 Summit St, Defiance, OH 43512 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,264 sqft · built 1950
Lot Size0.154 acres (6,730 sqft)
OwnerIndividual Name on File
Last Sale$122,000 (Jun 2025)
Tax Bill$1,102 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APNB014146002900

Property Details

APN / Parcel Number

Primary APNB014146002900

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,264 sqft Living Area
1st Floor Area992 sqft
Upper Floors Area272 sqft
Basement Area448 sqft
Unfinished Basement448 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area6,730 sqft (0.154 acres)
Lot Dimensions132 ft deep x 51 ft wide
Garage TypeAttached - Unfinished
Garage Area286 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area84 sqft
Patio Area176 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address401 SUMMIT ST
CityDEFIANCE
StateOH
Zip43512-2238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAST DEFIANCE LOT 7 & 8 PTS
Legal SubdivisionEAST DEFIANCE
Legal Lot Number7,8
JurisdictionDEFIANCE OH
Township / Civil DivisionDEFIANCE
Census Block Group2
Census Block2034
Census Tract958800

Owner

Source: Defiance County records · APN B014146002900

Assessment roll updated March 19, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address401 SUMMIT ST, DEFIANCE, OH 43512-2238
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 02, 2025 · Amount on Record
Deed SaleJun 02, 2025 · Amount on Record
Prior SaleAug 23, 2006 · Amount on Record
Deed Document Number20252892
Deed Book / Page473 / 70
Prior Transfer DateApr 28, 2015
Prior Transfer Doc388/2597
Record UpdatedJun 08, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEFIANCE OH
Property Address401 SUMMIT ST, DEFIANCE, OH 43512-2238
Transaction TypeMortgage
Record UpdatedMay 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 SUMMIT ST, DEFIANCE, OH 43512-2238

Mortgage

Document Number00455/2240
DateApr 04, 2023
Book Page455/2240
Instrument202300001073
Lender
NameMIDWEST COMMUNITY FCU
TypeCredit Union
AddressDEFIANCE, OH 43512
Agreement
TypeLine of Credit
AmountAmount Recorded
Term204 Months
DueApr 28, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Defiance County records · Assessment roll updated March 19, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyDefiance County
County SubdivisionDefiance Township
MunicipalityDefiance City
Unified School DistrictDefiance City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,102.00$28,930 (-) Land $3,270 Building $25,660
2024$1,102.00 (+1.19%)$28,930 (-) Land $3,270 Building $25,660
2023$1,089.00 (+12.27%)$28,930 (+24.86%) Land $3,270 Building $25,660$82,656 (+24.88%) Land $9,342 Building $73,314
2022$970.00$23,170 Land $3,210 Building $19,960
2020$66,190 Land $9,160 Building $57,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Defiance County (39039C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390399588002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies8 in force
Nearby Flood Claims178 (1978–2015)
Claims Outside the SFHA1 of 178
Most Recent ClaimJun 2015, river or lake flooding
Claims By Storm
  • Severe Storms & Flooding, Mar 1982 · 30 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 356 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Omni FiberFiber10,000 / 10,000
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
Defiance HoldingsFixed Wireless500 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Defiance Holdings, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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