325 Osborn Ave, Findlay, OH 45840 Property Records

Hancock County property record for 325 Osborn Ave, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,374 sqft · built 1940
Lot Size0.148 acres (6,438 sqft)
OwnerIndividual Name on Record
Last Sale$40,000 (Jul 2012)
Tax Bill$1,041 (2025)
Deeds & MortgagesNov 2018 Second Mortgage
Flood ZoneZone X (minimal risk)
APN1011-184-16-004.000

Property Details

APN / Parcel Number

Primary APN1011-184-16-004.000
Alternative APN
  • 560000171790

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,374 sqft Living Area
1st Floor Area1,374 sqft
Basement Area1,086 sqft
Finished Basement543 sqft
FlooringTile
Interior WallsPaneling

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area6,438 sqft (0.148 acres)
Lot Dimensions92 ft deep x 70 ft wide
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address325 OSBORN AVE
CityFINDLAY
StateOH
Zip45840-5941
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBALDWIN ADD LOT 6705-6706 N70FT
Legal SubdivisionBALDWIN ADD
Legal Lot Number6705
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group4
Census Block4013
Census Tract700

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address325 OSBORN AVE, FINDLAY, OH 45840-5941
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 2012 · Amount on Record
Deed SaleJul 6, 2012 · Amount on Record
Prior SaleApr 26, 2012
Deed Document Number20127007
Deed Book / Page2422 / 836
Record UpdatedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address325 OSBORN AVE, FINDLAY, OH 45840-5941
Transaction TypeMortgage
Record UpdatedJun 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02548/2570
DateNov 29, 2018
Book Page2548/2570
Instrument201800009837
Lender
NameFIRST FEDERAL BANK OF THE MIDWEST
TypeBank
AddressDEFIANCE, OH 43512
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2033

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,041.00 (+3.89%)$44,130 (+18.18%) Land $5,180 Building $38,950$126,080 (+18.19%) Land $14,790 Building $111,290
2023$1,002.00 Homeowner's exemption Senior Citizen's exemption$37,340 Land $4,390 Building $32,950
2022$106,680 Land $12,530 Building $94,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Nearby Flood Policies44 in force
Nearby Flood Claims125 (1981–2019)
Claims Outside the SFHA11 of 125
Most Recent ClaimApr 2019 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
HDER Link
Fixed Wireless
500 / 500
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
MetaLINK Technologies
Fixed Wireless
200 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Amplex Wireless.

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