320 Osborn Ave, Findlay, OH 45840 Property Records

Hancock County property record for 320 Osborn Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,498 sqft · built 1950
Lot Size	0.277 acres (12,062 sqft)
Owner	Individual Name on File
Last Sale	$166,000 (Sep 2024)
Tax Bill	$1,605 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`1011-184-18-025.000`

Property Details

APN / Parcel Number

Primary APN	`1011-184-18-025.000`
Alternative APN	`560000171560`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,498 sqft Living Area
1st Floor Area	1,216 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,062 sqft (0.277 acres)
Lot Dimensions	180 ft deep x 67 ft wide

Exterior Amenities

Porch	Porch
Porch Area	90 sqft
Deck Area	165 sqft
Patio Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	320 OSBORN AVE
City	FINDLAY
State	OH
Zip	45840-5942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BALDWIN ADD LOT 6681 S1/2 & ALL 6682
Legal Subdivision	BALDWIN ADD
Legal Lot Number	6681
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4010
Census Tract	700

Owner

320 Osborn Ave is owned and occupied by an individual who bought it in September 2024.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	320 OSBORN AVE, FINDLAY, OH 45840-5942
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Sep 27, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2024 · Amount on File
Deed Sale	Sep 6, 2024 · Amount on File
Deed Document Number	20245804
Deed Book / Page	2613 / 778
Prior Transfer Date	Sep 20, 2021
Prior Transfer Doc	02587/1393
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	320 OSBORN AVE, FINDLAY, OH 45840-5942
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 OSBORN AVE, FINDLAY, OH 45840-5942

Mortgage

Document Number	02624/2619
Date	Nov 17, 2025
Book Page	2624/2619
Instrument	202500009545

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	6561 IRVINE CENTER DR, IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HANCOCK OH
Recording Date	Sep 27, 2021
Property Address	320 OSBORN AVE, FINDLAY, OH 45840-5942
Document Number	02587/1393
Book / Page	2587 / 1393
Map Reference	VOL 196 PG 183
Instrument Date	Sep 20, 2021
Instrument	202100011300
Transaction Type	Transfer
Record Updated	Jun 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 OSBORN AVE, FINDLAY, OH 45840-5942

Tax Assessment & Valuation

The 2025 property tax bill for 320 Osborn Ave was $1,605 with exemptions applied.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,605.00	$52,370 Land $6,950 Building $45,420	$149,630 Land $19,850 Building $129,780
2023	$1,252.00 Homeowner's exemption Senior Citizen's exemption	$44,370 Land $5,890 Building $38,480
2022			$126,750 Land $16,820 Building $109,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 Osborn Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	125 (1981–2019)
Claims Outside the SFHA	11 of 125
Most Recent Claim	Apr 2019 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Osborn Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Amplex Wireless.

Nearby Properties on Osborn Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures