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404 Osborn Ave, Findlay, OH 45840 Property Records

Hancock County property record for 404 Osborn Ave, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,512 sqft · built 1915
Lot Size0.194 acres (8,459 sqft)
OwnerCompany Name on File
Last Sale$750,000 (Nov 2022)
Tax Bill$1,201 (2025)
Deeds & MortgagesNov 2023 Mortgage
Flood ZoneZone AE (high risk)
APN1011-184-18-022.000

Property Details

APN / Parcel Number

Primary APN1011-184-18-022.000
Alternative APN
  • 560000171590

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,512 sqft Living Area
1st Floor Area1,008 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft
FlooringBrick
Interior WallsPlaster

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area8,459 sqft (0.194 acres)
Lot Dimensions180 ft deep x 47 ft wide
Garage Area324 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area162 sqft
Patio Area84 sqft
Canopy24 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address404 OSBORN AVE
CityFINDLAY
StateOH
Zip45840-5944
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBALDWIN ADD LOT 6685
Legal SubdivisionBALDWIN ADD
Legal Lot Number6685
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group4
Census Block4010
Census Tract700

Owner

404 Osborn Ave is owned by a company that bought it in November 2022.

Source: Hancock County records, as of May 29, 2026

Owner of RecordCompany Name on File
Mailing Address15389 S POINT DR, FINDLAY, OH 45840-8889
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2022 · Amount on File
Deed SaleNov 1, 2022 · Amount on File
Prior SaleMay 4, 1999 · Amount on File
Deed Document Number20229742
Deed Book / Page2598 / 5672
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address404 OSBORN AVE, FINDLAY, OH 45840-5944
Transaction TypeMortgage
Record UpdatedNov 27, 2023
Title CompanyMID S TITLE AGENCY, MID AM TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002607/854
DateNov 16, 2023
Book Page2607/854
Instrument202300007636
Lender
NameNORTHRIDGE DEVELOPMENT LLC
TypeNon-Lending Institution
AddressFINDLAY, OH 45840
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 404 Osborn Ave was $1,201.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,201.00$38,200 Land $4,870 Building $33,330$109,160 Land $13,920 Building $95,240
2023$1,181.00$32,350 Land $4,130 Building $28,220
2022$92,440 Land $11,800 Building $80,640

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 404 Osborn Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 44 policies
Nearby Flood Policies44 in force
Nearby Flood Claims125 (1981–2019)
Claims Outside the SFHA11 of 125
Most Recent ClaimApr 2019 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Osborn Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
MetaLINK Technologies
Fixed Wireless		200 / 50
HDER Link
Fixed Wireless		100 / 100
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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