310 Osborn Ave, Findlay, OH 45840 Property Records

Hancock County property record for 310 Osborn Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1959
Lot Size	0.169 acres (7,379 sqft)
Owner	2 Individual Names on File
Last Sale	$172,000 (Jun 2026)
Tax Bill	$1,295 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`1011-184-18-028.000`

Property Details

APN / Parcel Number

Primary APN	`1011-184-18-028.000`
Alternative APN	`560000171530`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	944 sqft
Unfinished Basement	944 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,379 sqft (0.169 acres)
Lot Dimensions	180 ft deep x 41 ft wide
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	48 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	310 OSBORN AVE
City	FINDLAY
State	OH
Zip	45840-5942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BALDWIN ADD LOT 6678 S37.6FT & LOT 6679 N3.4FT
Legal Subdivision	BALDWIN ADD
Legal Lot Number	6678
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4010
Census Tract	700

Owner

310 Osborn Ave is owned and occupied by two individuals who bought it in June 2026.

Source: Hancock County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	310 OSBORN AVE, FINDLAY, OH 45840-5942
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jun 22, 2026	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Apr 16, 2020	Warranty Deed, Transfer · Conventional Mortgage HANCOCK FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2026 · Amount on File
Deed Sale	Jun 22, 2026 · Amount on File
Prior Sale	Apr 16, 2020 · Amount on File
Deed Document Number	20264553
Deed Book / Page	2630 / 1699
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jun 22, 2026
Property Address	310 OSBORN AVE, FINDLAY, OH 45840-5942
Document Number	02630/1699
Book / Page	2630 / 1699
Instrument Date	Jun 12, 2026
Instrument	20264553
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	FLAG CITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,116.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	310 OSBORN AVE, FINDLAY, OH 45840-5942

Mortgage

Document Number	0000004554,
Date	Jun 22, 2026
Instrument	20264554

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jun 22, 2026
Property Address	310 OSBORN AVE, FINDLAY, OH 45840-5942
Document Number	0000004553
Book / Page	2630 / 1699
Instrument Date	Jun 12, 2026
Instrument	20264553
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FLAG CITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,116.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	310 OSBORN AVE, FINDLAY, OH 45840-5942

Mortgage

Document Number	0000004554,
Date	Jun 22, 2026
Instrument	20264554

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Apr 16, 2020
Property Address	310 OSBORN AVE, FINDLAY, OH 45840-5942
Document Number	02567/2581
Book / Page	2567 / 2581
Instrument Date	Mar 13, 2020
Instrument	202000003288
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	MID AM TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 OSBORN AVE, FINDLAY, OH 45840-5942

Mortgage

Document Number	202000003289
Date	Apr 16, 2020
Instrument	202000003289

Lender

Name	HANCOCK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Mortgage

Document Number	02567/2599
Date	Apr 16, 2020
Book Page	2567/2599
Instrument	202000003290

Lender

Name	HANCOCK FCU
Type	Credit Union
Address	FINDLAY, OH 45840

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	119 Months
Due	Mar 13, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 310 Osborn Ave was $1,295 with a homeowner's exemption, up 1.9% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,295.00 (+1.89%) Homeowner's exemption	$42,250 (+18.02%) Land $4,250 Building $38,000	$120,710 Land $12,140 Building $108,570
2024	$1,271.00 (-0.16%)	$35,800 (-) Land $3,600 Building $32,200
2023	$1,273.00 Homeowner's exemption	$35,800 Land $3,600 Building $32,200
2022			$102,290 Land $10,290 Building $92,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 310 Osborn Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	125 (1981–2019)
Claims Outside the SFHA	11 of 125
Most Recent Claim	Apr 2019 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 310 Osborn Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Amplex Wireless.

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