Walton County property record for 325 Latrium Cir, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,600 sqft · built 1982 |
| Lot Size | 0.131 acres (5,706 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $460,000 (Nov 2019) |
| Tax Bill | $4,683 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-2S-21-42140-000-3250 |
| Primary APN | 27-2S-21-42140-000-3250 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| Gross Area | 2,230 sqft |
| 1st Floor Area | 1,600 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 5,706 sqft (0.131 acres) |
| Lot Dimensions | 117 ft deep x 47 ft wide |
| Garage Type | Attached |
| Garage Area | 453 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 60 sqft |
| Patio Area | 117 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 325 LATRIUM CIR |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4589 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SD |
| Legal Description | LOT 325 LATRIUM AND 1/47 INT IN COMMON ELEMENT PB 5-52 OR 843-246 OR 1282-140 OR 1282-141 OR 1829-143 OR 2680-4409 OR 2899-497 OR 2998-381 OR 3123-3669 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 27 |
| Legal Subdivision | INT IN COMMON ELEMENT |
| Legal Block | 32 |
| Legal Lot Number | 325 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 950609 |
Source: Walton County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 223 RUDDIMAN DR, MUSKEGON, MI 49445-2731 |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Dec 10, 2021 | Intrafamily Transfer, Transfer |
| Nov 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2019 · Amount on Record |
| Deed Sale | Nov 8, 2019 · Amount on Record |
| Prior Sale | Dec 23, 2015 · Amount on Record |
| Deed Document Number | 201939385 |
| Deed Book / Page | 3123 / 3669 |
| Last Transfer Date | Nov 30, 2021 |
| Transfer Doc | 0032290187 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 325 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4589 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 223 RUDDIMAN DR, NORTH MUSKEGON, MI 49445-2731 |
| Document Number | 0032224689 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 3222/4689 |
| Instrument | 20210053983 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 10, 2021 |
| Property Address | 325 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4589 |
| Document Number | 0032290187 |
| Book / Page | 3229 / 187 |
| Map Reference | MB 5 PG 52 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 20210060992 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 223 RUDDIMAN DR, NORTH MUSKEGON, MI 49445-2731 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Nov 8, 2019 |
| Property Address | 325 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4589 |
| Document Number | 0031233669 |
| Book / Page | 003123 / 003669 |
| Instrument Date | Oct 17, 2019 |
| Instrument | 39385 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,220.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 223 RUDDIMAN DR MUSKEGON MI 494452731, MUSKEGON, MI 49445-2731 |
| Document Number | 31233671 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 003123/003671 |
| Instrument | 39386 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 7, 2049 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,683.00 (+3.04%) | $556,398 (+2.37%) Land $80,000 Building $476,398 | $556,398 (+2.37%) Land $80,000 Building $476,398 |
| 2024 | $4,545.00 (+7.04%) | ||
| 2023 | $4,246.00 (+11.33%) | $543,492 (+16.93%) Land $55,132 Building $488,360 | $543,492 (+16.93%) Land $55,132 Building $488,360 |
| 2022 | $3,814.00 | $464,814 Land $61,197 Building $403,617 | $464,814 Land $61,197 Building $403,617 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 428 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 645 units insured incl. 217 condo units |
| Nearby Flood Claims | 23 (1998–2024) |
| Claims Outside the SFHA | 10 of 23 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, Wildstar Networks.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures