Walton County property record for 328 Latrium Cir, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,809 sqft · built 1982 |
| Lot Size | 0.126 acres (5,489 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $775,000 (Jun 2023) |
| Tax Bill | $5,678 (2024) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-2S-21-42140-000-3280 |
| Primary APN | 27-2S-21-42140-000-3280 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,809 sqft Living Area |
| Gross Area | 2,414 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 5,489 sqft (0.126 acres) |
| Lot Dimensions | 11.5 ft deep x 4.6 ft wide |
| Garage Type | Finished |
| Garage Area | 453 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 152 sqft |
| Deck Area | 187 sqft |
| Patio Area | 187 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1055923 |
|---|---|
| Street Address | 328 LATRIUM CIR |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4589 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SD |
| Legal Description | LOT 328 L'ATRIUM PB 5-52 & 1/47 INT IN COMMON ELEMENTS OR 980-131 OR 2685-215 OR 2726-1744 OR 3175-3090 OR 3292-168 |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 27 |
| Legal Subdivision | LATRIUM |
| Legal Lot Number | 328 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 950609 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 328 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4589 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage SHELTER HOME MORTGAGE LLC |
| Dec 29, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2023 · Amount on Record |
| Deed Sale | Jun 8, 2023 · Amount on Record |
| Prior Sale | Dec 29, 2020 · Amount on Record |
| Deed Document Number | 20230020423 |
| Deed Book / Page | 3292 / 168 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 8, 2023 |
| Property Address | 328 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4589 |
| Document Number | 0032920168 |
| Book / Page | 3292 / 168 |
| Map Reference | MB 5 PG 52 |
| Instrument Date | Jun 5, 2023 |
| Instrument | 20230020423 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,425.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2242 CRYSTAL COVE LN, MIRAMAR BEACH, FL 32550-8507 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 328 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4589 |
| Document Number | 0003292174 |
|---|---|
| Date | Jun 8, 2023 |
| Instrument | 3292/174 |
| Name | SHELTER HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 29, 2020 |
| Property Address | 328 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4589 |
| Document Number | 0031753090 |
| Book / Page | 3175 / 3090 |
| Map Reference | MB 5 PG 52 |
| Instrument Date | Dec 21, 2020 |
| Instrument | 20200053774 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,745.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 138 BROCKENBRAUGH CT, 138, METAIRIE, LA 70005-3318 |
| Name | Verified Name |
|---|---|
| Address | 328 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4589 |
| Document Number | 0031753092 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 3175/3092 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $653,110 (+1.76%) Land $80,000 Building $573,110 | $653,110 (+1.76%) Land $80,000 Building $573,110 | |
| 2024 | $5,678.00 (+59%) | ||
| 2023 | $3,571.00 (+1.25%) Homeowner's exemption | $641,808 (+17.65%) Land $55,132 Building $586,676 | $641,808 (+17.65%) Land $55,132 Building $586,676 |
| 2022 | $3,527.00 Homeowner's exemption | $545,501 Land $61,197 Building $484,304 | $545,501 Land $61,197 Building $484,304 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 428 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 645 units insured incl. 217 condo units |
| Nearby Flood Claims | 23 (1998–2024) |
| Claims Outside the SFHA | 10 of 23 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, Wildstar Networks.
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