Walton County property record for 327 Latrium Cir, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,637 sqft · built 1982 |
| Lot Size | 0.123 acres (5,401 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $174,000 (Sep 1999) |
| Tax Bill | $4,503 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-2S-21-42140-000-3270 |
| Primary APN | 27-2S-21-42140-000-3270 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,637 sqft Living Area |
| Gross Area | 2,409 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 5,401 sqft (0.123 acres) |
| Lot Dimensions | 11.5 ft deep x 4.7 ft wide |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 48 sqft |
| Patio Area | 304 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1055922 |
|---|---|
| Street Address | 327 LATRIUM CIR |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4589 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SD |
| Legal Description | LOT 327 L'ATRIUM PB 5-52 & 1/47 INT IN COMMON ELEMENT OR 1471-277 OR 2080-94 |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 27 |
| Legal Subdivision | L'ATRIUM S/D |
| Legal Lot Number | 327 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 950609 |
The current owner of 327 Latrium Cir bought it in September 1999.
Source: Walton County records, as of December 17, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 105 FAWN LN, MADISON, MS 39110-8012 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · Commercial Mortgage BANKPLUS |
| Apr 6, 2021 | Deed of Trust, Mortgage · Commercial Mortgage BANKPLUS |
| Dec 23, 2020 | Deed of Trust, Mortgage · Commercial Mortgage BANKPLUS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 1999 · Amount on File |
| Deed Sale | Sep 3, 1999 · Amount on File |
| Deed Document Number | 0000208094 |
| Deed Book / Page | 2080 / 94 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 327 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4589 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 105 FAWN LN, MADISON, MS 39110-8012 |
| Document Number | 0031913594 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 3191/3594 |
| Instrument | 20210016776 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 58 Months |
| Due | Feb 10, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 327 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4589 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 105 FAWN LN, MADISON, MS 39110-8012 |
| Document Number | 0031913529 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 3191/3529 |
| Instrument | 20210016755 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 58 Months |
| Due | Feb 10, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 327 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4589 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MCNEESE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 105 FAWN LN, MADISON, MS 39110-8012 |
| Document Number | 0031744806 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 3174/4806 |
| Instrument | 20200053098 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Jan 25, 2028 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $556,516 Land $80,000 Building $476,516 | $556,516 Land $80,000 Building $476,516 | |
| 2024 | $4,503.00 (+7.01%) | ||
| 2023 | $4,208.00 (+11.38%) | $543,665 (+17.02%) Land $55,132 Building $488,533 | $543,665 (+17.02%) Land $55,132 Building $488,533 |
| 2022 | $3,778.00 | $464,600 Land $61,197 Building $403,403 | $464,600 Land $61,197 Building $403,403 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 327 Latrium Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 428 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 645 units insured incl. 217 condo units |
| Nearby Flood Claims | 23 (1998–2024) |
| Claims Outside the SFHA | 10 of 23 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 327 Latrium Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, Wildstar Networks.
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