321 Latrium Cir, Miramar Beach, FL 32550 Property Records

Walton County property record for 321 Latrium Cir, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,649 sqft · built 1982
Lot Size	0.114 acres (4,966 sqft)
Owner	2 Individual Names on File
Last Sale	$740,000 (Sep 2023)
Tax Bill	$5,196 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-2S-21-42140-000-3210`

Property Details

APN / Parcel Number

Primary APN	`27-2S-21-42140-000-3210`
Alternative APNs	`27-221-42140-000-3210` `1055916`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,649 sqft Living Area
Gross Area	2,084 sqft
1st Floor Area	1,649 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2000
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	104 ft deep x 47 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Brick Driveway

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Finished/Open Porch
Porch Area	35 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	321 LATRIUM CIR
City	MIRAMAR BEACH
State	FL
Zip	32550-4532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 321 LATRIUM AND 1/47 INT IN COMMON ELEMENT PB 5-52 OR 1387-259 OR 1387-262 OR 2017-414 OR 2390-871 OR 2848-1627 OR 2862-1566 OR 2998-1971 OR 3300-3441
Legal Range	021
Legal Township	02S
Legal Section	27
Legal Subdivision	INT IN COMMON ELEMENT
Legal Block	32
Legal Lot Number	321
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2020
Census Tract	950609

Owner

Source: Walton County records · APN 27-2S-21-42140-000-3210

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4285 BREVITY BLVD, GULF BREEZE, FL 32563-9189
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 01, 2023 · Amount on Record
Deed Sale	Sep 01, 2023 · Amount on Record
Prior Sale	Mar 24, 2011 · Amount on Record
Deed Document Number	202331500
Deed Book / Page	3300 / 3441
Prior Transfer Date	Mar 20, 2006
Prior Transfer Doc	0027150192
Record Updated	Jun 08, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 01, 2023
Property Address	321 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4532
Document Number	0033003441
Book / Page	3300 / 3441
Map Reference	MB 5 PG 52
Instrument Date	Aug 31, 2023
Instrument	20230031500
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16135 EMERALD ESTATES DR APT 468, 468, WESTON, FL 33331-6129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4285 BREVITY BLVD, GULF BREEZE, FL 32563-9189

Mortgage

Document Number	0033003443
Date	Sep 01, 2023
Instrument	3300/3443

Lender

Name	CLAYTON GRING
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2033

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,196.00 (-2.15%)	$575,111 (+1.47%) Land $76,000 Building $499,111	$575,111 (+1.47%) Land $76,000 Building $499,111
2024	$5,310.00 (+136.42%)
2023	$2,246.00 (+1.4%) Homeowner's exemption	$566,775 (+17.09%) Land $55,132 Building $511,643	$566,775 (+17.09%) Land $55,132 Building $511,643
2022	$2,215.00 Homeowner's exemption	$484,071 Land $61,197 Building $422,874	$484,071 Land $61,197 Building $422,874

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 428 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	645 units insured incl. 217 condo units
Nearby Flood Claims	23 (1998–2024)
Claims Outside the SFHA	10 of 23
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 337 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: LiveOak Fiber, Lumen Technologies, Mediacom Communications, Wildstar Networks.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.