325 Gibbs Rd, New Bern, NC 28560 Property Records

Craven County property record for 325 Gibbs Rd, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,514 sqft · built 2004
Lot Size	0.254 acres (11,083 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Aug 2016)
Tax Bill	$1,169 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7-038-9002`

Property Details

APN / Parcel Number

Primary APN	`7-038-9002`
Alternative APN	`111706`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,514 sqft Living Area
1st Floor Area	1,514 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,083 sqft (0.254 acres)
Lot Dimensions	174 ft deep x 71.3 ft wide
Garage Type	Attached
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	111706
Street Address	325 GIBBS RD
City	NEW BERN
State	NC
Zip	28560-7935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2 PROPERTY DIVISION FOR JAMES R CHITTICK
Legal Tract	2
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	1
Census Block	1008
Census Tract	961002

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	325 GIBBS RD, NEW BERN, NC 28560-7935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2016 · Amount on Record
Deed Sale	Aug 3, 2016 · Amount on Record
Prior Sale	Aug 12, 2005 · Amount on Record
Deed Book / Page	3457 / 48
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	325 GIBBS RD, NEW BERN, NC 28560-7935
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03788/1141
Date	Feb 6, 2024
Book Page	3788/1141
Instrument	10122386

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVE E, CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 27, 2039

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,169.00	$236,130 (-) Land $36,000 Building $200,130	$236,130 (-) Land $36,000 Building $200,130
2025	$1,169.00 (+1.04%)	$236,130 (-) Land $36,000 Building $200,130	$236,130 (-) Land $36,000 Building $200,130
2023	$1,157.00 (+14.44%)	$236,130 (+45.2%) Land $36,000 Building $200,130	$236,130 (+45.2%) Land $36,000 Building $200,130
2022	$1,011.00	$162,620 Land $31,500 Building $131,120
2018			$162,620 Land $31,500 Building $131,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	12 (1996–2018)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20