323 Gibbs Rd, New Bern, NC 28560 Property Records

Craven County property record for 323 Gibbs Rd, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,514 sqft · built 2004
Lot Size	0.306 acres (13,313 sqft)
Owner	2 Individual Names on File
Last Sale	$208,000 (Dec 2020)
Tax Bill	$1,261 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-038-9003`

Property Details

APN / Parcel Number

Primary APN	`7-038-9003`
Alternative APN	`114158`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,514 sqft Living Area
1st Floor Area	1,514 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,313 sqft (0.306 acres)
Lot Dimensions	209 ft deep x 71.3 ft wide
Garage Type	Attached
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	114158
Street Address	323 GIBBS RD
City	NEW BERN
State	NC
Zip	28560-7935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3 PROPERTY DIVISION FOR JAMES R CHITTICK
Legal Subdivision	JAMES R CHITTICK PROP
Legal Tract	3
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	1
Census Block	1008
Census Tract	961002

Owner

323 Gibbs Rd is owned and occupied by two individuals who bought it in December 2020.

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	323 GIBBS RD, NEW BERN, NC 28560-7935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020 · Amount on File
Deed Sale	Dec 21, 2020 · Amount on File
Prior Sale	Aug 27, 2014 · Amount on File
Deed Document Number	202010066621
Deed Book / Page	3645 / 1949
Prior Transfer Date	Apr 20, 2005
Prior Transfer Doc	2298/0172
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Dec 21, 2020
Property Address	323 GIBBS RD, NEW BERN, NC 28560-7935
Document Number	3645/1949
Book / Page	3645 / 1949
Map Reference	CAB H SL 7-C
Instrument Date	Dec 16, 2020
Instrument	10066621
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$416.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 GIBBS RD, NEW BERN, NC 28560-7935

Mortgage

Document Number	36451952
Date	Dec 21, 2020
Instrument	3645/1952

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 323 Gibbs Rd was $1,261.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,261.00	$255,910 (-) Land $38,000 Building $217,910	$255,910 (-) Land $38,000 Building $217,910
2025	$1,261.00	$255,910 Land $38,000 Building $217,910	$255,910 Land $38,000 Building $217,910
2023	$1,249.00 (+14.9%)	$255,910 (+45.72%) Land $38,000 Building $217,910	$255,910 Land $38,000 Building $217,910
2022	$1,087.00	$175,620 Land $33,250 Building $142,370
2018			$175,620 Land $33,250 Building $142,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 323 Gibbs Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	12 (1996–2018)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 Gibbs Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20