Craven County property record for 315 Gibbs Rd, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 1997 |
| Lot Size | 0.462 acres (20,113 sqft) |
| Owner | Individual Name on File |
| Last Sale | $256,000 (Aug 2024) |
| Tax Bill | $983 (2026) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-038-016 |
| Primary APN | 7-038-016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,113 sqft (0.462 acres) |
| Garage Type | Attached |
| Storage Building | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 140989 |
|---|---|
| Street Address | 315 GIBBS RD |
| City | NEW BERN |
| State | NC |
| Zip | 28560-7935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5 GREEN TREES |
| Legal Subdivision | GREEN TREE |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 961002 |
315 Gibbs Rd is owned and occupied by an individual who bought it in August 2024.
Source: Craven County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 315 GIBBS RD, NEW BERN, NC 28560-7935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2023 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| Jun 7, 2021 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2024 · Amount on File |
| Deed Sale | Aug 21, 2024 · Amount on File |
| Prior Sale | Jun 8, 2023 · Amount on File |
| Deed Document Number | 202410130212 |
| Deed Book / Page | 3809 / 311 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jun 8, 2023 |
| Property Address | 315 GIBBS RD, NEW BERN, NC 28560-7935 |
| Document Number | 003766/252 |
| Book / Page | 3766 / 252 |
| Map Reference | CAB F SL 136-B&C |
| Instrument Date | May 31, 2023 |
| Instrument | 10113355 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 117 CROOK LN, PILOT MOUNTAIN, NC 27041-7536 |
| Name | Verified Name |
|---|---|
| Address | 315 GIBBS RD, NEW BERN, NC 28560-7935 |
| Document Number | 0003766255 |
|---|---|
| Date | Jun 8, 2023 |
| Instrument | 3766/255 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jun 7, 2021 |
| Property Address | 315 GIBBS RD, NEW BERN, NC 28560-7935 |
| Document Number | 3673/1695 |
| Book / Page | 3673 / 1695 |
| Map Reference | CAB F SL 136-B&C |
| Instrument Date | Jun 3, 2021 |
| Instrument | 10077053 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $332.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 MARIE CT, 115, HAVELOCK, NC 28532-9439 |
| Name | Verified Name |
|---|---|
| Address | 315 GIBBS RD, NEW BERN, NC 28560-7935 |
| Document Number | 36731698 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 3673/1698 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2026 property tax bill for 315 Gibbs Rd was $983.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $983.00 | $196,200 (-) Land $40,000 Building $156,200 | $196,200 (-) Land $40,000 Building $156,200 |
| 2025 | $983.00 | $196,200 Land $40,000 Building $156,200 | $196,200 Land $40,000 Building $156,200 |
| 2023 | $852.00 (+15.45%) | $170,590 (+47.1%) Land $40,000 Building $130,590 | $170,590 Land $40,000 Building $130,590 |
| 2022 | $738.00 | $115,970 Land $35,000 Building $80,970 | |
| 2018 | $115,970 Land $35,000 Building $80,970 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 315 Gibbs Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 12 (1996–2018) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 Gibbs Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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