313 Gibbs Rd, New Bern, NC 28560 Property Records

Craven County property record for 313 Gibbs Rd, New Bern, NC 28560

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,751 sqft · built 1998
Lot Size0.463 acres (20,161 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Oct 2022)
Tax Bill$1,074 (2026)
Deeds & MortgagesOct 2022 Sale & Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7-038-015

Property Details

APN / Parcel Number

Primary APN7-038-015
Alternative APNs
  • 130883
  • 110150

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,751 sqft Living Area
1st Floor Area1,751 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,161 sqft (0.463 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number110150
Street Address313 GIBBS RD
CityNEW BERN
StateNC
Zip28560-7935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4 GREEN TREES
Legal SubdivisionGREEN TREE
JurisdictionCRAVEN NC
Township / Civil Division7
Census Block Group1
Census Block1008
Census Tract961002

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address313 GIBBS RD, NEW BERN, NC 28560-7935
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Sep 24, 2020Warranty Deed, Transfer · VA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2022 · Amount on Record
Deed SaleOct 3, 2022 · Amount on Record
Prior SaleSep 24, 2020 · Amount on Record
Deed Document Number202210103912
Deed Book / Page3743 / 120
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateOct 3, 2022
Property Address313 GIBBS RD, NEW BERN, NC 28560-7935
Document Number003743/120
Book / Page3743 / 120
Map ReferenceCAB F SL 136B&136C
Instrument DateSep 28, 2022
Instrument10103912
Transaction TypeTransfer
Record UpdatedOct 17, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address148 ENGLISH ST, 148, NEWPORT, NC 28570-6828

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 13 GIBBS ROAD, NEW BERN, NC 28560

Mortgage

Document Number003743/123
DateOct 3, 2022
Book Page3743/123
Instrument10103913
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateSep 24, 2020
Property Address313 GIBBS RD, NEW BERN, NC 28560-7935
Document Number3632/412
Book / Page3632 / 412
Map ReferenceCAB F SL 136B&136C
Instrument DateSep 22, 2020
Instrument10061770
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$358.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2538 NC 306 HWY S, 2538, GRANTSBORO, NC 28529-9624

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 GIBBS RD, NEW BERN, NC 28560-7935
InvestorPossibly a Property Investor

Mortgage

Document Number3632415
DateSep 24, 2020
Instrument3632/415
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,074.00$215,780 (-) Land $40,000 Building $175,780$215,780 (-) Land $40,000 Building $175,780
2025$1,074.00 (+1.13%)$215,780 (-) Land $40,000 Building $175,780$215,780 (-) Land $40,000 Building $175,780
2023$1,062.00 (+25.24%)$215,780 (+6%) Land $40,000 Building $175,780$215,780 (+6%) Land $40,000 Building $175,780
2022$848.00$134,860 Land $35,000 Building $99,860
2018$134,860 Land $35,000 Building $99,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims12 (1996–2018)
Claims Outside the SFHA5 of 12
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRAVEN COUNTY WATER SYSTEM
serves 37,848 people · EPA ID NC0425055
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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