325 Central Pl, Saint Louis, MO 63122 Property Records

St. Louis County property record for 325 Central Pl, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,502 sqft · built 1924
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$326,500 (Aug 2013)
Tax Bill	$4,487 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23M-41-0404`

Property Details

APN / Parcel Number

Primary APN	`23M-41-0404`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,502 sqft Living Area
1st Floor Area	884 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	46 ft deep x 46 ft wide
View / Lot	Cul-De-Sac
Garage Type	Detached
Garage Area	180 sqft
Porch	Open Frame Porch
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	325 CENTRAL PL
City	SAINT LOUIS
State	MO
Zip	63122-3926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R4
Legal Description	MAPLE PARK RESUB LOT PT 16 E PT
Legal Subdivision	MAPLE PARK RESUB
Legal Lot Number	16
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	3
Census Block	3002
Census Tract	218402

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	325 CENTRAL PL, SAINT LOUIS, MO 63122-3926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
Oct 4, 2019	Deed of Trust, Mortgage DELMAR FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2013 · Amount on Record
Deed Sale	Aug 14, 2013 · Amount on Record
Prior Sale	Mar 28, 2008 · Amount on Record
Deed Document Number	2013613
Deed Book / Page	20632 / 1856
Prior Transfer Date	Aug 6, 2013
Prior Transfer Doc	0206321856
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	325 CENTRAL PL, SAINT LOUIS, MO 63122-3926
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 CENTRAL RI, KIRKWOOD, MO 63122-3926

Mortgage

Document Number	0241462428
Date	Jul 24, 2020
Book Page	24146/2428
Instrument	2020072400331

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	325 CENTRAL PL, SAINT LOUIS, MO 63122-3926
Document Number	0237563780
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	325 CENTRAL PL ST LOUIS MO 631223926, ST LOUIS, MO 63122-3926

Mortgage

Document Number	0237563780
Date	Oct 23, 2019
Book Page	023756/003780
Instrument	654

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,510 (-) Land $74,820 Building $4,690	$418,500 (-) Land $393,800 Building $24,700
2025	$4,487.00 (+11.42%)	$79,510 (+24%) Land $74,820 Building $4,690	$418,500 (+24%) Land $393,800 Building $24,700
2024	$4,027.00 (+1.59%)
2023	$3,964.00 (-6.02%)	$64,120 (+8.24%) Land $59,830 Building $4,290	$337,500 (+8.24%) Land $314,900 Building $22,600
2022	$4,218.00	$59,240 Land $54,550 Building $4,690
2021			$311,800 Land $287,100 Building $24,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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