321 Central Pl, Saint Louis, MO 63122 Property Records

St. Louis County property record for 321 Central Pl, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 1923
Lot Size	0.33 acres (14,375 sqft)
Owner	Company Name on Record
Last Sale	$456,750 (Aug 2019)
Tax Bill	$5,874 (2025)
Deeds & Mortgages	Jun 2021 Transfer Aug 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23M-41-1089`

Property Details

APN / Parcel Number

Primary APN	`23M-41-1089`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
1st Floor Area	672 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2015
Architectural Style	Custom Design
Exterior Material	Stucco
Foundation Type	Raised
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	96 ft deep x 96 ft wide
View / Lot	Cul-De-Sac
Garage Type	Open
Garage Area	357 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 CENTRAL PL
City	SAINT LOUIS
State	MO
Zip	63122-3926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R4
Legal Description	MAPLE PARK RESUB 4 28 86 LOT 15
Legal Subdivision	MAPLE PARK RESUB
Legal Lot Number	15
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	3
Census Block	3002
Census Tract	218402

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	321 CENTRAL PL, SAINT LOUIS, MO 63122-3926
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Intrafamily Transfer, Transfer
Aug 23, 2019	Warranty Deed, Transfer STIFEL BK&TR
Jul 13, 2018	Deed of Trust, Mortgage · Line of Credit MIDWEST REG'L BK
Jan 11, 2017	Deed of Trust, Mortgage FIRST CMNTY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2019 · Amount on Record
Deed Sale	Aug 23, 2019 · Amount on Record
Prior Sale	May 8, 1998 · Amount on Record
Deed Document Number	2019450
Deed Book / Page	23668 / 2129
Last Transfer Date	Jun 9, 2021
Transfer Doc	0000000286
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Jun 15, 2021
Property Address	321 CENTRAL PL, SAINT LOUIS, MO 63122-3926
Document Number	0249260109
Book / Page	24926 / 109
Map Reference	MB 1 PG 122
Instrument Date	Jun 9, 2021
Instrument	2021061500286
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CENTRAL PL, KIRKWOOD, MO 63122-3926

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 23, 2019
Property Address	321 CENTRAL PL, SAINT LOUIS, MO 63122-3926
Document Number	0236682129
Book / Page	023668 / 002129
Instrument Date	Aug 20, 2019
Instrument	450
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CENTRAL PL KIRKWOOD MO 631223926, KIRKWOOD, MO 63122-3926

Mortgage

Document Number	236682135
Date	Aug 23, 2019
Book Page	023668/002135
Instrument	452

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	321 CENTRAL PL, SAINT LOUIS, MO 63122-3926
Document Number	0231380538
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 CENTRAL PL KIRKWOOD MO 631223926, KIRKWOOD, MO 63122-3926

Mortgage

Document Number	0231380538
Date	Aug 3, 2018
Book Page	023138/000538
Instrument	159

Lender

Name	MIDWEST REG'L BK
Type	Bank
Address	FESTUS, MO 63028-1269

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	321 CENTRAL PL, SAINT LOUIS, MO 63122-3926
Document Number	0223600906
Instrument Date	Jan 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 CENTRAL PL KIRKWOOD MO 631223926, KIRKWOOD, MO 63122-3926

Mortgage

Document Number	0223600906
Date	Jan 18, 2017
Book Page	022360/000906
Instrument	226

Lender

Name	FIRST CMNTY FCU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 17, 2032

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,880 (-10.65%) Land $97,380 Building $28,500	$662,500 (-10.65%) Land $512,500 Building $150,000
2025	$5,874.00 (-0.73%)	$140,890 (+49.23%) Land $97,380 Building $43,510	$741,500 (+49.23%) Land $512,500 Building $229,000
2024	$5,917.00 (+1.61%)
2023	$5,823.00 (-4.31%)	$94,410 (+10.47%) Land $77,900 Building $16,510	$496,900 (+10.47%) Land $410,000 Building $86,900
2022	$6,085.00	$85,460 Land $67,370 Building $18,090
2021			$449,800 Land $354,600 Building $95,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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