327 Central Pl, Saint Louis, MO 63122 Property Records

St. Louis County property record for 327 Central Pl, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,614 sqft · built 1922
Lot Size	0.172 acres (7,501 sqft)
Owner	Trust Name on File
Tax Bill	$4,762 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23M-41-0396`

Property Details

APN / Parcel Number

Primary APN	`23M-41-0396`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,614 sqft Living Area
1st Floor Area	810 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 2020
Architectural Style	Bungalow
Exterior Material	Stucco
Foundation Type	Raised
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	50 ft deep x 50 ft wide
View / Lot	Cul-De-Sac
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	327 CENTRAL PL
City	SAINT LOUIS
State	MO
Zip	63122-3926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R4
Legal Description	MAPLE PARK RESUB LOT PT 16 W PT
Legal Subdivision	MAPLE PARK RESUB
Legal Lot Number	16
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	3
Census Block	3002
Census Tract	218402

Owner

327 Central Pl is owner-occupied and held in a trust since May 2013.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Trust Name on File
Mailing Address	327 CENTRAL PL, SAINT LOUIS, MO 63122-3926
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 22, 2013
Transfer Doc	0205151086
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	327 CENTRAL PL, SAINT LOUIS, MO 63122-3926
Document Number	0237964597
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	327 CENTRAL PL ST LOUIS MO 631223926, ST LOUIS, MO 63122-3926

Mortgage

Document Number	0237964597
Date	Nov 19, 2019
Book Page	023796/004597
Instrument	491

Lender

Name	UMB BK
Type	Bank
Address	MARYLAND, MO 63043-2404

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 327 Central Pl was $4,762, down 0.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,180 (-) Land $77,200 Building $21,980	$522,000 (-) Land $406,300 Building $115,700
2025	$4,762.00 (-0.73%)	$99,180 Land $77,200 Building $21,980	$522,000 Land $406,300 Building $115,700
2024	$4,797.00 (+1.59%)
2023	$4,722.00 (-7.28%)	$76,470 (+6.89%) Land $61,730 Building $14,740	$402,500 Land $324,900 Building $77,600
2022	$5,093.00	$71,540 Land $55,580 Building $15,960
2021			$376,500 Land $292,500 Building $84,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 327 Central Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 327 Central Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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