312 Central Pl, Saint Louis, MO 63122 Property Records

St. Louis County property record for 312 Central Pl, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,210 sqft · built 1923
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,312 (Jul 2022)
Tax Bill	$7,957 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23M-41-0220`

Property Details

APN / Parcel Number

Primary APN	`23M-41-0220`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,210 sqft Living Area
Gross Area	2,550 sqft
1st Floor Area	884 sqft
Basement Area	340 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2007
Architectural Style	Cape Cod
Exterior Material	Stucco
Foundation Type	Raised
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	46 ft deep x 46 ft wide
View / Lot	Cul-De-Sac
Garage Type	Detached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	182 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	312 CENTRAL PL
City	SAINT LOUIS
State	MO
Zip	63122-3927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R4
Legal Description	MAPLE PARK RESUB LOT PT 8 E PT
Legal Subdivision	MAPLE PARK RESUB
Legal Lot Number	8
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	3
Census Block	3005
Census Tract	218402

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 CENTRAL PL, SAINT LOUIS, MO 63122-3927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	Sep 6, 2007 · Amount on Record
Deed Document Number	202271573
Prior Transfer Date	Mar 22, 1999
Prior Transfer Doc	0000001341
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 1, 2022
Property Address	312 CENTRAL PL, SAINT LOUIS, MO 63122-3927
Document Number	2022070100573
Map Reference	MB 1 PG 122
Instrument Date	Jun 30, 2022
Instrument	2022070100573
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 CENTRAL PL, 312, SAINT LOUIS, MO 63122-3927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 CENTRAL PL, SAINT LOUIS, MO 63122-3927

Mortgage

Document Number	2022070100574
Date	Jul 1, 2022
Instrument	2022070100574

Lender

Name	F & B ACQUISITION GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	Other
Max Rate	10.2%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,380 (-) Land $74,820 Building $66,560	$744,100 (-) Land $393,800 Building $350,300
2025	$7,957.00 (+15.12%)	$141,380 (+28.1%) Land $74,820 Building $66,560	$744,100 (+28.09%) Land $393,800 Building $350,300
2024	$6,912.00 (+1.6%)
2023	$6,803.00 (+8.02%)	$110,370 (+24.78%) Land $59,830 Building $50,540	$580,900 (+24.79%) Land $314,900 Building $266,000
2022	$6,298.00	$88,450 Land $54,550 Building $33,900
2021			$465,500 Land $287,100 Building $178,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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