Hillsborough County property record for 321 Blue Point Dr, Ruskin, FL 33570
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,674 sqft · built 2018 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $309,150 (Mar 2026) |
| Tax Bill | $5,587 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Mar 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 055639-0856 |
| Primary APN | 055639-0856 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,674 sqft Living Area |
| Gross Area | 3,244 sqft |
| 1st Floor Area | 1,106 sqft |
| Upper Floors Area | 1,568 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 122 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Open Porch |
| Porch Area | 108 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0556390856 |
|---|---|
| Street Address | 321 BLUE POINT DR |
| City | RUSKIN |
| State | FL |
| Zip | 33570-7639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMC-12 |
| Legal Description | SHELL POINT ROAD SUBDIVISION LOT 33 |
| Legal Range | 19E |
| Legal Township | 32S |
| Legal Section | 05 |
| Legal Subdivision | SHELL POINT ROAD SUBDIVISION |
| Legal Lot Number | 33 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 14122 |
Source: Hillsborough County records · APN 055639-0856
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 BLUE POINT DR, RUSKIN, FL 33570-7639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 29, 2023 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Mar 09, 2026 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Dec 05, 2020 | Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Dec 18, 2018 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 09, 2026 · Amount on Record |
| Deed Sale | Mar 09, 2026 · Amount on Record |
| Prior Sale | Dec 05, 2020 · Amount on Record |
| Deed Document Number | 202689606 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 321 BLUE POINT DR, RUSKIN, FL 33570-7639 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 321 BLUE POINT DR, RUSKIN, FL 33570-7639 |
| Document Number | 0000538146 |
|---|---|
| Date | Nov 29, 2023 |
| Instrument | 2023538146 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Mar 09, 2026 |
| Property Address | 321 BLUE POINT DR, RUSKIN, FL 33570-7639 |
| Document Number | 0000089606 |
| Map Reference | MB 130 PG 293-296 |
| Instrument Date | Feb 28, 2026 |
| Instrument | 2026089606 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | UNIVERSITY TITLE INC, UNIVERSITY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,164.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1305 ORCA CT, RUSKIN, FL 33570-8018 |
| Name | Verified Name |
|---|---|
| Address | 321 BLUE POINT DR, RUSKIN, FL 33570-7639 |
| Document Number | 0000089607 |
|---|---|
| Date | Mar 09, 2026 |
| Instrument | 2026089607 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Dec 05, 2020 |
| Property Address | 321 BLUE POINT DR, RUSKIN, FL 33570-7639 |
| Document Number | 0000509870 |
| Map Reference | MB 130 PG 293-296 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 2020509870 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | HILLSBOROUGH TITLE III LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,813.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 TOWNSHIP DR, 225, SENOIA, GA 30276-1686 |
| Name | Verified Name |
|---|---|
| Address | 321 BLUE POINT DR, RUSKIN, FL 33570-7639 |
| Document Number | 0000509871 |
|---|---|
| Date | Dec 05, 2020 |
| Instrument | 2020509871 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Dec 18, 2018 |
| Property Address | 321 BLUE POINT DR, RUSKIN, FL 33570-7639 |
| Document Number | 0000506304 |
| Book / Page | 26281 / 0799 |
| Map Reference | MB 130 PG 293-296 |
| Instrument Date | Dec 13, 2018 |
| Instrument | 2018506304 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,610.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12602 TELECOM DR # 100, 12602, TEMPLE TERRACE, FL 33637-0935 |
| Name | Verified Name |
|---|---|
| Address | 321 BLUE POINT DR, RUSKIN, FL 33570-7639 |
| Document Number | 0000506305 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | 2018506305 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Hillsborough County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,587.00 (+8.17%) Homeowner's exemption | $299,326 (+5.99%) | $316,992 (-0.25%) Land $83,652 Building $233,340 |
| 2024 | $5,165.00 (+3.51%) | ||
| 2023 | $4,990.00 (+4.26%) Homeowner's exemption | $282,417 (+3%) | $317,795 (+10.08%) Land $80,554 Building $237,241 |
| 2022 | $4,786.00 Homeowner's exemption | $274,191 | $288,689 Land $55,773 Building $232,916 |
Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), as of September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570141221, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 239 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 239 in force |
| Nearby Flood Claims | 11 (1982–2024) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 291 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL6290787, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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