32496 Bergamo Ct, Temecula, CA 92592 Property Records

Riverside County property record for 32496 Bergamo Ct, Temecula, CA 92592 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,790 sqft · built 1999
Lot Size	0.109 acres (4,791 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Aug 2017)
Tax Bill	$5,767 (2025)
Deeds & Mortgages	May 2022 Construction Loan Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`959-202-046`

Property Details

APN / Parcel Number

Primary APN	`959-202-046`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,790 sqft Living Area
Gross Area	2,252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Tile
Lot Area	4,791 sqft (0.109 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	959202046
Street Address	32496 BERGAMO CT
City	TEMECULA
State	CA
Zip	92592-3883
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 94 MB 268/001 TR 24186
Legal Tract	24186
Legal Lot Number	94
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1004
Census Tract	43265

Owner

Source: Riverside County records · APN 959-202-046

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	32496 BERGAMO CT, TEMECULA, CA 92592-3883
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK
Feb 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 20, 2018	Deed of Trust, Mortgage · ARM PERL MORTGAGE INC
Aug 03, 2017	Grant Deed, Construction Loan · Conventional Mortgage SUNSET TRUST (PT)
May 30, 2017	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
May 30, 2017	Grant Deed, Transfer · Conventional Mortgage ROYAL PACIFIC FUNDING CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 03, 2017 · Amount on Record
Deed Sale	Aug 03, 2017 · Amount on Record
Prior Sale	May 30, 2017 · Amount on Record
Deed Document Number	2017-0318372
Record Updated	Jun 07, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32496 BERGAMO CT, TEMECULA, CA 92592-3883
Transaction Type	Mortgage
Record Updated	May 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32496 BERGAMO CT, TEMECULA, CA 92592-3883

Mortgage

Document Number	0000221752
Date	May 12, 2022
Instrument	2022-0221752

Lender

Name	DISCOVER BANK
Type	Bank
Address	ADAMSTOWN, PA 19501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 09, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32496 BERGAMO CT, TEMECULA, CA 92592-3883
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32496 BERGAMO CT, TEMECULA, CA 92592-3883

Mortgage

Document Number	0000077776
Date	Feb 05, 2021
Instrument	2021-0077776

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32496 BERGAMO CT, TEMECULA, CA 92592-3883
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103161
Date	Mar 20, 2018
Instrument	2018-0103161

Lender

Name	PERL MORTGAGE INC
Type	Mortgage Company
Address	CHICAGO, IL 60618

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Apr 01, 2023
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.75%
Index	1-Year LIBOR
Margin	3
Max Rate	10.7%

August 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 03, 2017
Property Address	32496 BERGAMO CT, TEMECULA, CA 92592-3883
Document Number	0000318372
Instrument Date	Jul 28, 2017
Instrument	318372
Transaction Type	Construction Loan
Record Updated	Aug 11, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32496 BERGAMO CT TEMECULA CA 925923883, TEMECULA, CA 92592-3883

Mortgage

Document Number	318373
Date	Aug 03, 2017
Instrument	318373

Lender

Name	SUNSET TRUST (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 30, 2017
Property Address	32496 BERGAMO CT, TEMECULA, CA 92592-3883
Document Number	0000214560
Instrument Date	May 22, 2017
Instrument	214560
Transaction Type	Transfer
Record Updated	Jun 05, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	505 N TUSTIN AVE #250 SANTA ANA CA 927053735, 250, SANTA ANA, CA 92705-3735

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 30, 2017
Property Address	32496 BERGAMO CT, TEMECULA, CA 92592-3883
Document Number	0000214561
Map Reference	MB 268 PG 1-8
Instrument Date	May 03, 2017
Instrument	2017-0214561
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32496 BERGAMO CT, TEMECULA, CA 92592-3883
Investor	Possibly a Property Investor

Mortgage

Document Number	0000214562
Date	May 30, 2017
Instrument	2017-0214562

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,767.00 (+2.43%)	$481,723 (+4.04%) Land $113,781 Building $367,942
2023	$5,630.00 (+9.73%)	$463,018 Land $109,363 Building $353,655
2022	$5,131.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Riverside County (06065C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 667 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
MJM Telecom	Fixed Wireless (licensed-by-rule)	100 / 25
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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