32479 Bergamo Ct, Temecula, CA 92592 Property Records

Riverside County property record for 32479 Bergamo Ct, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,860 sqft · built 1999
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Sep 2012)
Tax Bill	$3,864 (2025)
Deeds & Mortgages	May 2024 Second Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`959-202-031`

Property Details

APN / Parcel Number

Primary APN	`959-202-031`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,860 sqft Living Area
Gross Area	2,406 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Tile
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	32479 BERGAMO CT
City	TEMECULA
State	CA
Zip	92592-3886
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 79 MB 268/001 TR 24186
Legal Tract	24186
Legal Lot Number	79
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1004
Census Tract	43265

Owner

32479 Bergamo Ct is owned and occupied by two individuals who acquired it in May 2024.

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	32479 BERGAMO CT, TEMECULA, CA 92592-3886
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 10, 2024	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jan 3, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2012 · Amount on File
Deed Sale	Sep 17, 2012 · Amount on File
Prior Sale	Mar 28, 2006 · Amount on File
Deed Document Number	2012440938
Last Transfer Date	May 1, 2024
Transfer Doc	0000137759
Record Updated	Oct 29, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	May 10, 2024
Property Address	32479 BERGAMO CT, TEMECULA, CA 92592-3886
Document Number	0000137759
Map Reference	MB 268 PG 1
Instrument Date	May 7, 2024
Instrument	2024-0137759
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	32479 BERGAMO CT, TEMECULA, CA 92592-3886

Mortgage

Document Number	0000137760
Date	May 10, 2024
Instrument	2024-0137760

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 9, 2039

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32479 BERGAMO CT, TEMECULA, CA 92592-3886
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000330443
Date	Jul 24, 2020
Instrument	2020-0330443

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 3, 2019
Property Address	32479 BERGAMO CT, TEMECULA, CA 92592-3886
Document Number	0000003466
Map Reference	MB 268 PG 1
Instrument Date	Dec 14, 2018
Instrument	2019-0003466
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	32479 BERGAMO CT, TEMECULA, CA 92592-3886

Mortgage

Document Number	0000003467
Date	Jan 3, 2019
Instrument	2019-0003467

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 32479 Bergamo Ct was $3,864, up 1.5% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,997 (+2%) Land $75,355 Building $238,642
2025	$3,864.00 (+1.52%)	$307,841 Land $73,878 Building $233,963
2024	$3,806.00 (+0.85%)
2023	$3,774.00 (+2.44%)	$295,889 Land $71,010 Building $224,879
2022	$3,684.00
2021			$533,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32479 Bergamo Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 32479 Bergamo Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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