32504 Bergamo Ct, Temecula, CA 92592 Property Records

Riverside County property record for 32504 Bergamo Ct, Temecula, CA 92592

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,621 sqft · built 1999
Lot Size0.11 acres (4,792 sqft)
Owner2 Company Names on File
Last Sale$425,000 (Jun 2005)
Tax Bill$7,012 (2025)
Deeds & MortgagesJan 2024 Transfer
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN959-202-047

Property Details

APN / Parcel Number

Primary APN959-202-047

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,621 sqft Living Area
Gross Area2,119 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2000
Construction TypeWood
Roof MaterialTile
Lot Area4,792 sqft (0.11 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address32504 BERGAMO CT
CityTEMECULA
StateCA
Zip92592-3884
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 95 MB 268/001 TR 24186
Legal SubdivisionTRACT MAP NO 24186
Legal Tract24186
Legal Lot Number95
JurisdictionRIVERSIDE CA
Township / Civil DivisionMURRIETA
Census Block Group1
Census Block1004
Census Tract43265

Owner

32504 Bergamo Ct is owned by a company that acquired it in December 2023 and is owner-occupied.

Source: Riverside County records, as of July 29, 2026

Owner of Record2 Company Names on File
Mailing Address32504 BERGAMO CT, TEMECULA, CA 92592-3884
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2024Intrafamily Transfer, Transfer
Nov 15, 2021Deed of Trust, Mortgage · FHA Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2005 · Amount on File
Deed SaleJun 30, 2005 · Amount on File
Prior SaleOct 14, 2004 · Amount on File
Deed Document Number2005524253
Last Transfer DateDec 4, 2023
Transfer Doc0000006933
Record UpdatedOct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateJan 8, 2024
Property Address32504 BERGAMO CT, TEMECULA, CA 92592-3884
Document Number0000006933
Map ReferenceMB 268 PG 1-8
Instrument DateDec 4, 2023
Instrument2024-0006933
Transaction TypeTransfer
Record UpdatedJan 18, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32504 BERGAMO CT, TEMECULA, CA 92592-3884

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address32504 BERGAMO CT, TEMECULA, CA 92592-3884
Transaction TypeMortgage
Record UpdatedNov 26, 2021
Title CompanyTICOR TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

NameVerified Name
Address32504 BERGAMO CT, TEMECULA, CA 92592-3884

Mortgage

Document Number0000677688
DateNov 15, 2021
Instrument2021-0677688
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 32504 Bergamo Ct was $7,012 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityTemecula City
Unified School DistrictTemecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$604,238 (+2%) Land $177,712 Building $426,526
2025$7,012.00 Homeowner's exemption$592,391 Land $174,228 Building $418,163
2023$6,840.00 (+4.84%) Homeowner's exemption$569,389 Land $167,463 Building $401,926
2022$6,524.00
2021$507,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32504 Bergamo Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 32504 Bergamo Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRANCHO CALIFORNIA WATER DISTRICT
serves 146,147 people · EPA ID CA3310038
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Accel Wireless
Fixed Wireless
100 / 25
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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