32512 Bergamo Ct, Temecula, CA 92592 Property Records

Riverside County property record for 32512 Bergamo Ct, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,790 sqft · built 1999
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Trust Names on File
Last Sale	$154,500 (Jul 1999)
Tax Bill	$3,119 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`959-202-048`

Property Details

APN / Parcel Number

Primary APN	`959-202-048`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,790 sqft Living Area
Gross Area	2,330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Tile
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	32512 BERGAMO CT
City	TEMECULA
State	CA
Zip	92592-3884
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 96 MB 268/001 TR 24186
Legal Subdivision	TRACT MAP NO. 24186 FINAL
Legal Tract	24186
Legal Lot Number	96
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1004
Census Tract	43265

Owner

32512 Bergamo Ct is owner-occupied and held in a trust since October 2024.

Source: Riverside County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	32512 BERGAMO CT, TEMECULA, CA 92592-3884
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage SAN DIEGO COUNTY CU
Apr 24, 2018	Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MORTGAGE
Sep 2, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 1999 · Amount on File
Deed Sale	Jul 9, 1999 · Amount on File
Deed Document Number	1999309331
Last Transfer Date	Oct 14, 2024
Transfer Doc	0000323242
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 16, 2023
Property Address	32512 BERGAMO CT, TEMECULA, CA 92592-3884
Document Number	0000076057
Map Reference	MB 268 PG 1-8
Instrument Date	Mar 10, 2023
Instrument	2023-0076057
Transaction Type	Transfer
Record Updated	Mar 27, 2023
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32512 BERGAMO CT, TEMECULA, CA 92592-3884

Mortgage

Document Number	0000076058
Date	Mar 16, 2023
Instrument	2023-0076058

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2033

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32512 BERGAMO CT, TEMECULA, CA 92592-3884
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000157248
Date	Apr 24, 2018
Instrument	2018-0157248

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32512 BERGAMO CT, TEMECULA, CA 92592-3884
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32512 BERGAMO CT, TEMECULA, CA 92592-3884

Mortgage

Document Number	0000413410
Date	Sep 2, 2020
Instrument	2020-0413410

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 32512 Bergamo Ct was $3,119.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,393 (+2%) Land $70,529 Building $170,864
2025	$3,119.00	$236,661 Land $69,147 Building $167,514
2023	$3,047.00 (+2.56%)	$227,473 Land $66,463 Building $161,010
2022	$2,971.00
2021			$513,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32512 Bergamo Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 32512 Bergamo Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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