3249 Magnolia Leaf Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 3249 Magnolia Leaf Dr, Hernando, MS 38632 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,438 sqft · built 2020
Lot Size	0.227 acres (9,920 sqft)
Owner	Individual Name on File
Tax Bill	$2,272 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-4-19-08-0-00125-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-4-19-08-0-00125-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	2,438 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,920 sqft (0.227 acres)

Location & Zoning

Street Address	3249 MAGNOLIA LEAF DR
City	HERNANDO
State	MS
Zip	38632-2497
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAGNOLIA COMMONS PH III S/D LOT 125
Legal Range	07
Legal Township	03
Legal Section	19
Legal Subdivision	COMMONS PH III S/D
Legal Phase	3
Legal Lot Number	125
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3015
Census Tract	71124

Owner

Source: DeSoto County records · APN 3-07-4-19-08-0-00125-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3249 MAGNOLIA LEAF DR, HERNANDO, MS 38632-2497
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Oct 23, 2023	Warranty Deed, Transfer · FHA Mortgage CADENCE BANK NA
Jul 14, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 23, 2023
Deed Sale	Oct 23, 2023
Prior Sale	Jul 14, 2020
Deed Document Number	0102319731
Deed Book / Page	1023 / 19731
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3249 MAGNOLIA LEAF DR, HERNANDO, MS 38632-2497
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005015/612
Date	Aug 13, 2020
Book Page	5015/612

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 23, 2023
Property Address	3249 MAGNOLIA LEAF DR, HERNANDO, MS 38632-2497
Document Number	1023/19731
Book / Page	1023 / 19731
Map Reference	MB 126 PG 22
Instrument Date	Oct 16, 2023
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 SCATTERED OAKS DR, BYHALIA, MS 38611-7541

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3249 MAGNOLIA LEAF DR, HERNANDO, MS 38632-2497

Mortgage

Document Number	0566098311
Date	Oct 23, 2023
Instrument	5660/98311

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 14, 2020
Property Address	3249 MAGNOLIA LEAF DR, HERNANDO, MS 38632-2497
Document Number	000925/443
Book / Page	925 / 443
Map Reference	MB 126 PG 22
Instrument Date	Jul 07, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0004990586
Date	Jul 14, 2020
Instrument	4990/586

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,272.00 (+20.15%)	$22,081 (+39.8%) Land $1,800 Building $20,281	$220,813 (+39.8%) Land $18,000 Building $202,813
2023	$1,891.00	$15,795 (-)	$157,949 (-) Land $18,000 Building $139,949
2022	$1,891.00	$15,795 Land $1,800 Building $13,995	$157,949 Land $18,000 Building $139,949

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711243, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 40% of Mississippi
Wildfire Likelihood	About 1 in 1,111 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 131 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Telapex	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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