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3240 Magnolia Leaf Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 3240 Magnolia Leaf Dr, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,022 sqft · built 2020
Lot Size0.206 acres (9,006 sqft)
OwnerIndividual Name on Record
Tax Bill$719 (2025)
Deeds & MortgagesNov 2021 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN3-07-4-19-08-0-00148-00

Property Details

APN / Parcel Number

Primary APN3-07-4-19-08-0-00148-00

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Building Area2,022 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area9,006 sqft (0.206 acres)

Location & Zoning

Street Address3240 MAGNOLIA LEAF DR
CityHERNANDO
StateMS
Zip38632-2497
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12 OVERLAY
Legal DescriptionMAGNOLIA COMMONS PH III S/D LOT 148
Legal Range07
Legal Township03
Legal Section19
Legal SubdivisionCOMMONS PH III S/D
Legal Phase3
Legal Lot Number148
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group3
Census Block3015
Census Tract71124

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3240 MAGNOLIA LEAF DR, HERNANDO, MS 38632-2497
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 31, 2020Warranty Deed, Subdivision Related Transfer · FHA Mortgage
COGENT BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2020
Deed SaleMar 31, 2020
Deed Document Number0000916149
Deed Book / Page916 / 149
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address3240 MAGNOLIA LEAF DR, HERNANDO, MS 38632-2497
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3240 MAGNOLIA LEAF DR, HERNANDO, MS 38632-2497

Mortgage

Document Number005389/542
DateNov 4, 2021
Book Page5389/542
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term341 Months
DueApr 1, 2050

March 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateMar 31, 2020
Property Address3240 MAGNOLIA LEAF DR, HERNANDO, MS 38632-2497
Document Number000916/149
Book / Page916 / 149
Map ReferenceMB 126 PG 22
Instrument DateMar 27, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 29, 2022
Title CompanyALTA TITLE AND ESCROW, REALTY TITLE AND ESCROW

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 166, SOUTHAVEN, MS 38671-0002

Transferred To (Grantee/Buyer)

NameVerified Name
Address3240 MAGNOLIA LEAF DR, HERNANDO, MS 38632-2497

Mortgage

Document Number0004914160
DateMar 31, 2020
Instrument4914/160
Lender
NameCOGENT BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$719.00 (-54.98%)$13,674 (-) Land $1,800 Building $11,874$136,740 (-) Land $18,000 Building $118,740
2023$1,597.00$13,674$136,740 Land $18,000 Building $118,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HERNANDO-JAYBIRD
private · serves 6,750 people · EPA ID MS0170002
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
C Spire Wireless
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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