3224 Magnolia Leaf Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 3224 Magnolia Leaf Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,460 sqft · built 2020
Lot Size	0.239 acres (10,392 sqft)
Owner	2 Individual Names on File
Last Sale	$331,353 (Jun 2024)
Tax Bill	$2,289 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-4-19-08-0-00149-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-4-19-08-0-00149-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	2,460 sqft Adjusted Area
1st Floor Area	1,948 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,392 sqft (0.239 acres)

Location & Zoning

Street Address	3224 MAGNOLIA LEAF DR
City	HERNANDO
State	MS
Zip	38632-2497
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12 OVERL
Legal Description	MAGNOLIA COMMONS PH III S/D LOT 149
Legal Range	007
Legal Township	03S
Legal Section	19
Legal Subdivision	COMMONS PH III S/D
Legal Phase	3
Legal Lot Number	149
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3015
Census Tract	71124

Owner

3224 Magnolia Leaf Dr is owned and occupied by two individuals who bought it in June 2024.

Source: DeSoto County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3224 MAGNOLIA LEAF DR, HERNANDO, MS 38632-2497
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2024 · Amount on File
Deed Sale	Jun 27, 2024 · Amount on File
Deed Book / Page	1024 / 11506
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 8, 2020
Property Address	3224 MAGNOLIA LEAF DR, HERNANDO, MS 38632-2497
Document Number	000921/560
Book / Page	921 / 560
Map Reference	MB 126 PG 22
Instrument Date	Jun 4, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 166, SOUTHAVEN, MS 38671-0002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3224 MAGNOLIA LEAF DR, HERNANDO, MS 38632-2497

Mortgage

Document Number	0004962224
Date	Jun 8, 2020
Instrument	4962/224

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3224 Magnolia Leaf Dr was $2,289.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,289.00	$22,229 Land $1,800 Building $20,429	$222,285 Land $18,000 Building $204,285
2023	$1,905.00	$15,897	$158,969 Land $18,000 Building $140,969

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3224 Magnolia Leaf Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3224 Magnolia Leaf Dr is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20